All Credit Card Guides in Canada This November 2025

Explore our comprehensive guides to find the perfect credit card for your needs in Canada.

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Quick Comparison This November 2025

Compare our top picks across different categories to find the perfect match for your needs.

Best Credit Cards:
American Express Cobalt® Card
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Best Cash Back Credit Cards:
CIBC Dividend® Visa Infinite
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Best Travel Credit Cards:
RBC Avion® Visa Infinite Card
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Best Reward Credit Cards:
American Express Cobalt Card
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Best No Fee Credit Cards:
Scotiabank American Express® Card
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Best Student Credit Cards:
BMO CashBack Mastercard - Student
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Best Balance Transfer Credit Cards:
MBNA True Line Mastercard
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Best Low Interest Credit Cards:
Scotiabank Platinum American Express® Card
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Best Build Credit Credit Cards:
Neo Secured Mastercard
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Best Senior Credit Cards:
SimplyCash Card from American Express
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Best Credit Cards For New Immigrants:
Scotiabank StartRight® Program - Scotiabank Passport® Visa Infinite Card
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Best Secured Credit Cards Newcomers With No Canadian Credit History:
Secured Neo Mastercard
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Best Credit Cards With No Credit Check:
Neo Secured Mastercard
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Editor's Choice
Best Credit Cards In Canada This November 2025

Best Credit Cards In Canada This November 2025

Top 3 Picks:
#1
American Express Cobalt® Card
Welcome Bonus: 15,000 Membership Rewards® points
#2
President's Choice Financial® World Elite Mastercard®
Welcome Bonus: 20,000 PC Optimum points
#3
Scotiabank Gold American Express® Card
Welcome Bonus: 50,000 Scene+ points (up to $1,050 value)
Tim L.
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Best Cash Back Credit Cards In Canada This November 2025

Best Cash Back Credit Cards In Canada This November 2025

Top 3 Picks:
#1
CIBC Dividend® Visa Infinite
Welcome Bonus: 10% cash back for first 4 months (up to $200)
#2
SimplyCash® Preferred Card from American Express
Welcome Bonus: 10% cash back for first 3 months (up to $200)
#3
Scotiabank Momentum® VISA Infinite
Welcome Bonus: 10% cash back for first 3 months (up to $200)
Tim L.
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Best Travel Credit Cards In Canada This November 2025

Best Travel Credit Cards In Canada This November 2025

Top 3 Picks:
#1
RBC Avion® Visa Infinite Card
Welcome Bonus: 55,000 Avion points
#2
National Bank World Elite Mastercard
Welcome Bonus: 45,000 points
#3
American Express Cobalt® Credit Card
Welcome Bonus: 15,000 Membership Rewards® points
Tim L.
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Best Reward Credit Cards In Canada This November 2025

Best Reward Credit Cards In Canada This November 2025

Top 3 Picks:
#1
American Express Cobalt Card
Welcome Bonus: Up to 15,000 Membership Rewards points
#2
Scotiabank Passport Visa Infinite Card
Welcome Bonus: Up to 45,000 Scene+ points
#3
Tangerine Money-Back Credit Card
Welcome Bonus: 10% cash back for first 2 months (up to $100)
Tim L.
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Best No Fee Credit Cards In Canada This November 2025

Best No Fee Credit Cards In Canada This November 2025

Top 3 Picks:
#1
Scotiabank American Express® Card
Welcome Bonus: Up to 50,000 bonus Scene+ points
#2
Tangerine World Mastercard®
Welcome Bonus: 10% cash back on first $1,000 spent
#3
CIBC Dividend® Visa* Card
Welcome Bonus: 5% cash back for first 4 statements (up to $100)
Tim L.
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Best Student Credit Cards In Canada This November 2025

Best Student Credit Cards In Canada This November 2025

Top 3 Picks:
#1
BMO CashBack Mastercard - Student
Welcome Bonus: 5% cash back for first 3 months (up to $125)
#2
TD Cash Back Visa* Card for Students
Welcome Bonus: Up to $100 in Cash Back Dollars
#3
RBC Royal Bank Student Credit Card
Welcome Bonus: 4,000 Welcome Points
Tim L.
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Best Balance Transfer Credit Cards In Canada This November 2025

Best Balance Transfer Credit Cards In Canada This November 2025

Top 3 Picks:
#1
MBNA True Line Mastercard
Welcome Bonus: 0% interest on balance transfers for 12 months
#2
CIBC Select Visa
Welcome Bonus: 0% balance transfer rate for 10 months
#3
Scotiabank Value Visa
Welcome Bonus: 0.99% intro rate on balance transfers for 9 months
Tim L.
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Best Low Interest Credit Cards In Canada This November 2025

Best Low Interest Credit Cards In Canada This November 2025

Top 3 Picks:
#1
Scotiabank Platinum American Express® Card
Welcome Bonus: 80,000 Scene+ points (up to $2,500 in value)
#2
Desjardins Flexi Visa
Welcome Bonus: No welcome bonus
#3
RBC RateAdvantage Visa Credit Card
Welcome Bonus: None
Tim L.
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Best Build Credit Credit Cards In Canada This November 2025

Best Build Credit Credit Cards In Canada This November 2025

Top 3 Picks:
#1
Neo Secured Mastercard
Welcome Bonus: 1% cashback on gas and groceries
#2
MBNA Rewards World Elite Mastercard
Welcome Bonus: 30,000 MBNA Rewards Points
#3
Capital One Secured Mastercard
Welcome Bonus: No welcome bonus
Tim L.
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Best Senior Credit Cards In Canada This November 2025

Best Senior Credit Cards In Canada This November 2025

Top 3 Picks:
#1
SimplyCash Card from American Express
Welcome Bonus: 5% cash back for first 3 months (up to $100)
#2
Scotiabank Gold American Express Card
Welcome Bonus: 50,000 Scene+ points
#3
Scotiabank Momentum Visa Infinite Card
Welcome Bonus: 10% cash back for first 3 months (up to $200)
Tim L.
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Best Credit Cards For New Immigrants In Canada This November 2025

Best Credit Cards For New Immigrants In Canada This November 2025

Top 3 Picks:
#1
Scotiabank StartRight® Program - Scotiabank Passport® Visa Infinite Card
Welcome Bonus: 45,000 Scene+ points
#2
Scotiabank StartRight® Program - Scotia Momentum® No-Fee Visa Card
Welcome Bonus: 5% cash back for first 3 months
#3
CIBC Dividend Platinum® Visa Card for Newcomers
Welcome Bonus: 10% cash back for first 4 months (up to $300)
Tim L.
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