Our Fact-Checking and Editorial Process

Our Fact-Checking and Editorial Process

Accuracy You Can Trust

At RateGrove, we understand that financial decisions have real consequences. That's why every article goes through a rigorous fact-checking and editorial review process before publication.


Our Commitment to Accuracy

No BS. No bias. Just verified facts.

We're building the financial resource we wish existed when we first arrived in Canada—one where every piece of information is thoroughly researched, independently verified, and regularly updated. Your financial future deserves nothing less.


Our 5-Step Verification Process

1. Research & Primary Source Verification

Every article begins with comprehensive research using only authoritative primary sources:

  • Official government websites (Canada.ca, provincial government sites, CRA)
  • Financial institution websites (banks, credit unions, insurance providers)
  • Regulatory bodies (OSFI, provincial securities commissions, FCAC)
  • Official statistics (Statistics Canada, Bank of Canada)
  • Published legislation and regulations

We never rely on secondary sources, opinion pieces, or unverified information.


2. Data Compilation & Cross-Referencing

Our writers compile data from multiple sources and cross-reference all information to ensure:

  • Rates and fees are current and accurate
  • Eligibility requirements match official criteria
  • Product features are correctly represented
  • Government program details align with official guidelines
  • Statistics and figures are up-to-date and properly contextualized

All numerical data, percentages, and financial calculations are independently verified.


3. Technical Review & Validation

Mat C., our Managing Editor & Developer, reviews each article with a technical lens:

  • Validates all calculations and mathematical accuracy
  • Verifies data consistency across the article
  • Checks logical flow and information architecture
  • Ensures accessibility standards (WCAG 2.1) for all readers
  • Reviews links to confirm they direct to official, authoritative sources

His decade of experience building financial documentation at Shopify brings analytical rigor to our editorial process.


4. Financial Content Review

Tim L., our Financial Content Writer, ensures:

  • Financial terminology is accurate and properly explained
  • Product comparisons are fair and comprehensive
  • Eligibility criteria are clearly stated
  • Disclaimers are appropriate and visible
  • Context is provided for newcomers unfamiliar with Canadian systems

With certifications in Personal Financial Planning and years of experience with immigrant-serving organizations, Tim understands both the technical and practical aspects of the information we provide.


5. Regular Updates & Monitoring

Financial information changes constantly. We maintain accuracy through:

  • Monthly reviews of high-traffic articles
  • Quarterly updates of product comparisons and rate information
  • Immediate updates when major changes occur (policy updates, program changes)
  • Date stamps on every article showing last review date
  • Change tracking to monitor updates to government programs and financial products

What We Verify

All rates, fees, and pricing information
Eligibility requirements and restrictions
Government program details and deadlines
Product features and terms
Statistics and data points
Legal and regulatory requirements
Contact information and official links
Provincial and territorial variations


Our Sources

We only use information from:

  • Government of Canada and provincial government websites
  • Financial institution official websites
  • Regulatory body publications
  • Statistics Canada data
  • Bank of Canada reports
  • Official legislation and regulations
  • Direct verification with institutions when needed

We never use:

  • Wikipedia or user-generated content
  • Forum posts or social media claims
  • Affiliate site recommendations
  • Marketing materials without verification
  • Secondary news articles without source verification
  • Outdated or archived information

Independence & Transparency

No affiliate relationships. We don't earn commissions from financial institutions, which means:

  • Our comparisons are based solely on research, not revenue
  • We have no incentive to favor one product over another
  • Our recommendations reflect what's best for you, not what pays us
  • We can be honest about drawbacks and limitations

Full transparency. Every article includes:

  • Last updated date clearly displayed
  • Links to official sources for verification
  • Clear disclaimers about consulting professionals
  • Author and editor attribution

Corrections & Updates

Despite our rigorous process, we're human. If you find an error or outdated information:

  1. Contact us immediately through our website
  2. We'll verify the issue within 24 hours
  3. Corrections are made promptly and noted in the article
  4. Significant changes are communicated to readers who may have accessed earlier versions

We welcome reader feedback as an additional layer of quality control.


Our Promise

Every article on RateGrove is:

Researched using authoritative primary sources
Verified through cross-referencing and data validation
Reviewed by experienced financial content professionals
Updated regularly to maintain accuracy
Independent from affiliate influence or bias

Your trust matters. That's why we put accuracy first, always.


Questions About Our Process?

If you have questions about our fact-checking methodology, want to report an error, or need clarification on any information, please contact us. We're committed to transparency and continuous improvement.

Welcome to RateGrove—where accuracy meets accessibility.

About the author

Tim L.

Tim L.

Financial Content Writer

Tim L. is a financial content writer specializing in banking, credit, and investment topics for newcomers to Canada. He holds certifications in Personal Financial Planning and has over twelve years of experience with immigrant-serving non-profit organizations, where he helped develop financial literacy programs for new immigrants.