Capital One Savor Student Cash Rewards Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital One Savor Student Cash Rewards Credit Card4.6/5

Capital One

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$50
Apply Now →on Capital One's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Cash back on dining, entertainment, popular streaming services, and grocery stores
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $50 cash bonus after you spend $100 on purchases within the first three months.

Reward Rate:

Earn 3% cash back on dining, entertainment, popular streaming services, and grocery stores.

APR:

18.49%-28.49% Variable APR

What sets the Capital One Savor Student Cash Rewards Credit Card apart is its focus on cash back for dining and entertainment, making it ideal for students who frequently dine out or enjoy entertainment options. The $50 welcome bonus after a low spending threshold adds to its appeal, providing immediate rewards for new cardholders.

Pros:

  • No annual fee
  • High cash back on dining and entertainment

Cons:

  • Higher APR range
  • Limited to specific categories for higher rewards
Apply now →

The Capital One Savor Student Cash Rewards Credit Card is well-suited for students who frequently spend on dining and entertainment, offering a competitive cash back rate in these categories without an annual fee. Additionally, the card's welcome bonus provides an attractive incentive for new users, making it a practical choice for those looking to maximize rewards on everyday expenses.

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