Choice Privileges Mastercard 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Choice Privileges Mastercard4.0/5

Wells Fargo

Annual fee
$0
Rewards rate
10%-1%
Welcome Bonus
60,000 points
Apply Now →on Wells Fargo's website
Regular APR:19.74%-28.49%

  • 10%Choice Hotels
  • 3%Gas, groceries, and home improvement
  • 1%All other purchases

Welcome Bonus:

Earn 60,000 bonus points after spending $1,000 in purchases within the first 3 months.

Reward Rate:

Earn up to 10X points on eligible purchases at Choice Hotels, 3X on gas, groceries, and home improvement.

APR:

19.74%-28.49%

The Choice Privileges Mastercard is an excellent choice for budget-conscious travelers who want to earn points without an annual fee, making it ideal for those who frequently stay at Choice Hotels.

Pros:

  • No annual fee
  • Automatic Gold Elite status

Cons:

  • Limited to Choice Hotels for maximum rewards
  • Lower rewards on non-hotel purchases
Apply now →

The Choice Privileges Mastercard is well-suited for budget-conscious travelers who often stay at Choice Hotels and prefer to earn rewards without incurring an annual fee. With a competitive welcome bonus and a straightforward rewards structure, it offers valuable benefits for those looking to enhance their travel experiences while managing costs effectively.

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