- 5%Cash back on top eligible spending category
- 1%Cash back on all other purchases
Previously offered a sign-up bonus of $200 in cash back after spending $1,500 on purchases in the first 6 months.
Earn 5% cash back on your top eligible spending category each billing cycle up to $500 spent.
17.49%-27.49% Variable APR
The standout feature of the Citi Custom Cash Card is its ability to adapt to your spending habits, rewarding you with 5% cash back on your highest spending category each month. This flexibility makes it an excellent choice for those who want to maximize their rewards based on their unique purchasing patterns.
Pros:
- Flexible rewards structure
- No annual fee
Cons:
- Limited to $500 per category
- No longer accepting new applications
The Citi Custom Cash Card is particularly suitable for consumers who prefer a no-annual-fee credit card that offers generous rewards tailored to their spending habits. With its dynamic cash back structure, it can effectively benefit those whose purchasing patterns vary month to month, allowing for optimal rewards on their most frequent expenses.