- 5%Cash back on non-fuel purchases
- 0%No rewards on fuel purchases
New cardholders receive up to 12¢/gal off on Synergy Supreme+™ premium fuel or 10¢/gal on other grades.
Earn 5% back as a statement credit on the first $1,200 of annual non-fuel in-store purchases.
33.24% Variable APR
What sets this card apart is its immediate fuel savings and cash back on in-store purchases, making it a great option for regular Exxon and Mobil customers.
Pros:
- No annual fee
- Immediate savings on fuel
Cons:
- High variable APR
- Limited to Exxon and Mobil stations
The Exxon Mobil Smart Card+ is best suited for frequent Exxon and Mobil fuel users who prioritize immediate savings at the pump and cash back on in-store purchases, particularly those looking for a no-annual-fee option. While it offers appealing rewards for gas purchases, consumers who do not regularly use these gas stations may find limited value in the card's benefits.