FIT Platinum Mastercard - $400 Credit Limit 2026 Review

Annual fee
$99
Rewards rate
N/A
Welcome Bonus
N/A
Apply Now →on FIT's website
Regular APR:35.90% Fixed APR

  • No rewards breakdown available

Welcome Bonus:

N/A

Reward Rate:

N/A

APR:

35.90% Fixed APR

The FIT Platinum Mastercard is tailored for individuals looking to rebuild their credit, providing an initial credit limit of $400. However, the card's high fees significantly reduce its value, making it essential for users to manage their spending carefully.

Pros:

  • Initial credit limit of $400
  • No security deposit required

Cons:

  • High fees
  • No rewards or cash back
Apply now →

The FIT Platinum Mastercard may be suitable for individuals seeking to rebuild their credit with a manageable initial credit limit of $400. However, the annual fee of $99 and lack of rewards necessitate careful financial management to ensure that the costs do not outweigh the benefits of using this card.

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