IHG One Rewards Premier Credit Card 2026 Review

Annual fee
$99
Rewards rate
26%-5%
Welcome Bonus
140,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.74% Variable APR

  • 26%Total points at IHG hotels
  • 5%Travel, dining, and gas

Welcome Bonus:

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first three months from account opening.

Reward Rate:

Earn up to 26X points total at IHG hotels, 5X points on travel, dining, and gas.

APR:

19.24%-27.74% Variable APR

The standout feature here is the IHG One Rewards Premier Credit Card's ability to earn a significant number of points on hotel stays, combined with automatic elite status, making it a strong contender for frequent IHG guests.

Pros:

  • Automatic Platinum Elite status
  • Anniversary free night

Cons:

  • Annual fee
  • Limited to IHG properties for maximum rewards
Apply now →

The IHG One Rewards Premier Credit Card is particularly well-suited for individuals who frequently stay at IHG hotels, given its robust rewards structure and automatic elite status benefits. With a reasonable annual fee and an attractive welcome bonus, this card can effectively enhance the travel experiences of loyal IHG patrons while also offering additional versatility for casual travelers looking to maximize hotel rewards.

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