- 5%Cash back on Instacart app/website purchases
- 2%Cash back at restaurants and gas stations
- 1%Cash back on all other purchases
Receive a $50 Instacart credit automatically applied upon approval.
Earn 5% cash back on Instacart purchases and Chase Travel, 2% at restaurants, gas stations, and select streaming services, plus 1% on all other purchases.
18.24%-28.24% Variable APR
The Instacart Mastercard from Chase shines for its high cash back rate on Instacart purchases, making it a must-have for frequent users of the service. With no annual fee and additional benefits like a free Instacart+ subscription, it offers great value for grocery shoppers.
Pros:
- No annual fee
- High rewards on Instacart purchases
Cons:
- Limited to Instacart for maximum rewards
- Requires spending to earn bonuses
The Instacart Mastercard from Chase is particularly suited for individuals who frequently use Instacart for grocery shopping, as it offers a substantial cash back rate on those purchases. With no annual fee and a welcome bonus, it provides a valuable option for regular users seeking to maximize their rewards on grocery expenditures.