Sam's Club Mastercard 2026 Review

Sam's Club Mastercard4.2/5

Sam's Club

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$30
Apply Now →on Sam's Club's website
Regular APR:20.15%-28.15% Variable APR

  • 5%Cash back on gas
  • 3%Cash back on dining and takeout
  • 3%Cash back on Sam's Club purchases for Plus members
  • 1%Cash back on other purchases

Welcome Bonus:

Earn a $30 statement credit after opening a new account and making $30 in qualifying Sam's Club purchases within the first 30 days.

Reward Rate:

The Sam's Club Mastercard offers 5% back on gas, 3% back on dining and takeout, and 3% back on Sam's Club purchases for Plus members.

APR:

20.15%-28.15% Variable APR

The standout feature of the Sam's Club Mastercard is its robust cash-back rewards structure, particularly the 5% back on gas and 3% back on dining. This card is particularly beneficial for Plus members, maximizing savings on everyday purchases.

Pros:

  • No annual fee
  • Strong cash back rewards

Cons:

  • Requires Sam's Club membership
  • High APR
Apply now →

The Sam's Club Mastercard is well-suited for frequent Sam's Club shoppers, particularly those who are Plus members, as they can maximize cash-back rewards on gas, dining, and other purchases. With no annual fee and a straightforward rewards structure, this card may appeal to those looking to enhance their savings on everyday expenses while enjoying additional benefits at Sam's Club.

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