Annual fee
$450
Rewards rate
6%-3%
Welcome Bonus
N/A
Apply Now →on Chase's website
Regular APR:17.74%-24.74% Variable APR
- 6%Points for every $1 spent at Marriott Bonvoy hotels
- 3%Points for every $1 spent on dining and airfare
Welcome Bonus:
N/A
Reward Rate:
Earn 6x points for every $1 spent at over 30 hotel brands, 3x points for every $1 spent on dining and airfare.
APR:
17.74%-24.74% Variable APR
This card shines for its premium benefits, including a substantial annual travel credit and high point earnings on hotel stays, making it a valuable choice for luxury travelers.
Pros:
- High earning potential on hotel stays
- Annual travel credit
Cons:
- High annual fee
- Limited availability for new applicants
The Ritz-Carlton Credit Card is best suited for frequent luxury travelers who can maximize the benefits of its high reward rates on hotel stays and take advantage of its substantial annual travel credit. However, the $450 annual fee may not be justified for those who do not regularly utilize the card's premium features.