Annual fee
$450
Rewards rate
6%-2%
Welcome Bonus
N/A
Apply Now →on Chase's website
- 6%Points on Marriott stays
- 3%Points on dining/flights/rental cars
- 2%Points on other purchases
Welcome Bonus:
N/A
Reward Rate:
Earn 6x points on Marriott stays, 3x on dining/flights/rental cars, and 2x on other purchases.
A key differentiator of The Ritz-Carlton™ Credit Card is its exclusive benefits tailored for luxury travelers, including an annual free night award and automatic elite status, making it a premium choice for Marriott loyalists.
Pros:
- Annual free night award
- Automatic Gold Elite status
Cons:
- Not open to new applicants
- High annual fee
The Ritz-Carlton™ Credit Card is best suited for frequent travelers who prioritize luxury accommodations and are loyal to the Marriott brand, given its high annual fee and exclusive benefits. While it offers substantial rewards for spending in travel-related categories, potential users should carefully assess their travel habits to determine if the card's features align with their needs.