United℠ Explorer Card 2026 Review

Annual fee
$0 intro annual fee for the first year, then $150
Rewards rate
2%-1%
Welcome Bonus
70,000 miles
Apply Now →on Chase's website
Regular APR:19.74%-28.24% Variable APR

  • 2%Miles on United purchases, dining, and hotel stays
  • 1%Miles on all other purchases

Welcome Bonus:

Earn 70,000 United MileagePlus® bonus miles after you spend $3,000 on purchases in the first 3 months.

Reward Rate:

Earn 2 miles per $1 spent on United® purchases, dining, and hotel stays when booked directly.

APR:

19.74%-28.24% Variable APR

The standout feature here is the generous welcome bonus of 70,000 miles, making the United℠ Explorer Card an attractive option for travelers looking to earn rewards quickly. With additional benefits like free checked bags and priority boarding, it enhances the travel experience for United Airlines flyers.

Pros:

  • Free first checked bag
  • Strong welcome bonus of 70,000 miles

Cons:

  • Annual fee of $150 after the first year
  • Limited to United purchases for maximum rewards
Apply now →

The United℠ Explorer Card is well-suited for frequent United Airlines travelers who can take advantage of the card's travel perks, such as free checked bags and priority boarding, alongside its substantial welcome bonus. However, those who do not fly with United often may find the ongoing annual fee and rewards structure less beneficial for their needs.

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