TD ePremium Savings Account 2026 Review

TD ePremium Savings Account4.6/5

TD Canada Trust

Interest Rate
0.85% interest rate
Monthly Fee
CA$0
Welcome Bonus
4% Bonus Interest Rate
Apply Now →on TD Canada Trust's website
Transaction limit:Unlimited free online transfers
Minimum Deposit:CA$10,000

Interest Rate:

0.85% interest rate

Welcome Bonus: 4% Bonus Interest Rate

Earn a 4% Bonus Interest Rate for 90 days on balances up to $1,000,000.

Monthly Fee:

CA$0

Minimum Deposit:

CA$10,000

Transaction Limits:

Unlimited free online transfers

What sets the TD ePremium Savings Account apart is its tiered interest structure, rewarding those who maintain higher balances with a competitive rate of 0.85%. This account is particularly appealing for clients with significant savings, as it offers unlimited free transfers between TD accounts, making it a practical choice for managing larger sums.

Pros:

  • High interest rate for large balances
  • Free online transfers

Cons:

  • No interest on balances below CA$10,000
learn more about this bank account on TD Canada Trust's website →

In conclusion, the TD ePremium Savings Account is an excellent option for individuals with substantial savings looking to maximize their interest earnings, thanks to its competitive 0.85% APY and the added incentive of a 4% welcome bonus. With no monthly fees and unlimited free transfers between TD accounts, this account is well-suited for those seeking both flexibility and growth in their savings.

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