Best GIC Rates in Canada

Compare the best GIC rates from Canadian banks and credit unions. Find competitive terms, rates, and minimum deposits for your savings goals.

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Best GIC Rates
Best 1 Year GIC Rates
Best 5 Year GIC Rates
Best 6 Month GIC Rates
CD rates

GIC rate guides

Compare GIC rates by term length. Find the best options for 6-month, 1-year, and 5-year GICs.

Best GIC Rates

Best GIC Rates

MARCH 18, 2026

Looking for the best Guaranteed Investment Certificates (GICs) in Canada this March 2026? You’ll want to consider top providers like EQ Bank, Oaken Fi...

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Best 1 Year GIC Rates

Best 1 Year GIC Rates

MARCH 18, 2026

If you're considering a secure investment, now is a great time to explore the best 1-year GIC rates in Canada this March 2026. Top providers include A...

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Best 5 Year GIC Rates

Best 5 Year GIC Rates

MARCH 18, 2026

In March 2026, you can take advantage of competitive 5-year GIC rates from top providers in Canada. Notable institutions include Achieva Financial, MC...

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Best 6 Month GIC Rates

Best 6 Month GIC Rates

MARCH 18, 2026

Looking for the best 6-month GIC rates in Canada this March 2026? You’ll find competitive offers from top providers like Saven Financial, EQ Bank, Lig...

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GIC Provider Reviews

We've reviewed the best GIC providers in Canada. Check out our reviews to find the best rates for your needs.

Achieva Financial Review

MARCH 19, 2026

Achieva Financial is notable for its market-leading GIC rates, particularly the 5-year option at 3.85%. Their full deposit protection through the Depo...

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EQ Bank Review

MARCH 19, 2026

EQ Bank stands out as the top choice because it offers some of the highest GIC rates in Canada, with a wide range of terms from 3 months to 10 years. ...

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Hubert Financial Review

MARCH 19, 2026

Hubert Financial provides a unique offering with its 1-year quarterly term deposit that functions similarly to a 6-month product, allowing for redempt...

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LBC Digital Review

MARCH 19, 2026

LBC Digital offers a compelling option for savers with its low minimum deposit of CA$100 and competitive rates up to 3.55% for 5-year terms. Their GIC...

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Lighthouse Credit Union Review

MARCH 19, 2026

Lighthouse Credit Union shines for its community-oriented approach, although specific details about their 6-month GIC rates are not publicly available...

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MCAN Wealth Review

MARCH 19, 2026

A key differentiator is MCAN Wealth's focus on secure, CDIC-insured GICs, providing peace of mind for investors. Their competitive rates for terms ran...

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