BMO VIPorter World Elite Mastercard 2026 Review

Annual fee
CA$199
Rewards rate
3%-1%
Welcome Bonus
70,000 VIPorter points
Apply Now →on BMO's website

  • 3%Points on Porter purchases
  • 2%Points on gas, transit, groceries, dining, and hotels
  • 1%Points on all other purchases

Welcome Bonus:

Get up to $2,400 in value including 70,000 VIPorter points and a round-trip companion pass.

Reward Rate:

Earn 3 points per $1 on Porter purchases, 2 points per $1 on gas, transit, groceries, dining, and hotels, and 1 point per $1 on all other purchases.

The standout feature here is the BMO VIPorter World Elite Mastercard's focus on travel rewards specifically for Porter Airlines, making it an excellent choice for frequent flyers with the airline. Its welcome bonus and companion pass offer significant value for those who travel often.

Pros:

  • High rewards on Porter purchases
  • Companion pass included

Cons:

  • High annual fee
  • Limited to Porter Airlines
Apply now →

The BMO VIPorter World Elite Mastercard is particularly suitable for frequent travelers who primarily fly with Porter Airlines, given its strong travel rewards structure and generous welcome bonus. With an annual fee of CA$199, it can provide substantial value for those who can effectively utilize its travel-related benefits and perks.

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