Annual fee
CA$48
Rewards rate
3%-1.5%
Welcome Bonus
14,000 Avion points
Apply Now →on RBC's website
- 3%Avion points on groceries, gas, dining and more
- 1.5%Avion points on other purchases
Welcome Bonus:
Get 7,000 points on approval, 14,000 bonus points when you spend $1,500 in your first 6 months, and 7,000 one-time anniversary bonus points.
Reward Rate:
Earn 3X Avion points on groceries, gas, dining and more.
The RBC Ion+ Visa stands out as the top choice because it offers a robust rewards structure with 3X points on essential spending categories like groceries and gas, making it ideal for everyday use.
Pros:
- Low monthly fee
- High rewards on everyday categories
Cons:
- Annual fee applies
- Limited to specific categories for higher rewards
The RBC Ion+ Visa is a solid option for individuals who frequently spend on groceries and gas, thanks to its competitive rewards rate of 3% in these categories. With a reasonable annual fee and a welcome bonus of 14,000 Avion points, this card may be particularly appealing to those seeking to maximize rewards on everyday purchases.