Scotiabank Gold American Express 2026 Review

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
50,000 bonus Scene+ points
Apply Now →on Scotiabank's website

  • 6%Scene+ points at eligible grocery stores
  • 5%Scene+ points on restaurants
  • 1%Scene+ points on all other purchases

Welcome Bonus:

New cardmembers can earn up to 50,000 bonus Scene+ points and enjoy additional first-year rewards.

Reward Rate:

Earn 6 Scene+ points per $1 spent at eligible grocery stores, 5 points per $1 on restaurants, and 1 point per $1 on everything else.

This card shines for its exceptional rewards on everyday spending, particularly in grocery and dining categories, making it a top pick for food lovers.

Pros:

  • High rewards on groceries and dining
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Limited acceptance compared to Visa
Apply now →

The Scotiabank Gold American Express card is particularly suitable for individuals who frequently dine out or grocery shop, as it offers enhanced rewards in these categories. With a competitive annual fee and a substantial welcome bonus, it may appeal to those looking to maximize their rewards on everyday purchases while enjoying the benefits of an American Express card.

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