Best 5 Year GIC Rates this April 2026

What sets MCAN Wealth apart is its strong backing as a regulated Loan Company, offering a secure 5-year GIC with a competitive rate of 3.80%. This makes it a reliable option for those looking to lock in their savings.

MCAN Wealth is a provider of Guaranteed Investment Certificates (GICs) and other investment products.

MCAN Wealth offers a variety of GICs, including cashable GICs, non-redeemable GICs, and market-linked GICs.

Investing in GICs with MCAN Wealth provides a guaranteed return on investment, capital protection, and a variety of terms to choose from.

You can open a GIC with MCAN Wealth by visiting their website or contacting their customer service for assistance.

The minimum investment amount for a GIC at MCAN Wealth may vary depending on the specific product, so it's best to check their website for the most accurate information.

Yes, GICs with MCAN Wealth are insured by the Canada Deposit Insurance Corporation (CDIC) up to applicable limits.

MCAN Wealth offers GICs with various term lengths, typically ranging from 30 days to 5 years.

WealthONE shines for its competitive 5-year GIC rate of 3.80%, making it a strong contender in the market. Their GICs are designed for secure, long-term savings, appealing to those who prioritize stability.

WealthONE is a GIC provider that offers a range of investment options to help individuals grow their savings.

WealthONE offers various types of GICs, including fixed-rate GICs, cashable GICs, and market-linked GICs.

You can open a GIC with WealthONE by visiting their website and completing the online application process.

The minimum investment amount for a GIC at WealthONE typically starts at $1,000.

Yes, WealthONE GICs are insured by the Canada Deposit Insurance Corporation (CDIC) up to the applicable limits.

The interest rates on WealthONE GICs vary depending on the term and type of GIC chosen. Please check their website for the latest rates.

WealthONE offers cashable GICs that allow you to access your funds before maturity, subject to certain conditions.

Interest on WealthONE GICs can be paid out monthly, annually, or at maturity, depending on the specific GIC terms.

The standout feature here is EQ Bank's low minimum deposit of just CA$100, combined with a competitive rate of 3.85%. This makes their 5-year GIC an attractive option for new investors looking to maximize their returns.

A GIC (Guaranteed Investment Certificate) is a low-risk investment that offers a guaranteed return over a fixed period.

EQ Bank's GIC allows you to invest your money for a set term, earning a fixed interest rate that is guaranteed for the duration of the investment.

EQ Bank offers competitive interest rates on their GICs, which can vary based on the term length.

EQ Bank offers various term lengths for GICs, typically ranging from 3 months to 5 years.

Yes, investments in EQ Bank's GICs are eligible for coverage by the Canada Deposit Insurance Corporation (CDIC), up to applicable limits.

Generally, GICs are locked in for the term length, and early withdrawals may result in penalties or loss of interest.

You can open a GIC with EQ Bank online through their website by following the account setup process.

Lighthouse Credit Union offers a solid 5-year GIC rate of 3.60%, making it a reliable choice for those seeking a secure investment. However, potential investors should verify the minimum deposit requirements directly with the credit union.

A GIC, or Guaranteed Investment Certificate, is a low-risk investment option that provides a guaranteed return over a fixed term.

Lighthouse Credit Union offers GICs with various terms and interest rates to meet the needs of our members.

Investing in a GIC with Lighthouse Credit Union provides security, guaranteed returns, and the peace of mind that your investment is protected.

The minimum investment amount for a GIC at Lighthouse Credit Union varies by product, so it's best to check with us directly for specific details.

Generally, GICs are locked in until maturity; however, some products may offer early withdrawal options with penalties.

Yes, GICs at Lighthouse Credit Union are insured by the Credit Union Deposit Insurance Corporation (CUDIC).

You can open a GIC with Lighthouse Credit Union by visiting one of our branches or contacting us through our website.

National Bank of Canada offers a competitive 5-year GIC rate of 3.97%, along with market-linked options that provide potential for higher returns. This flexibility makes it an appealing choice for investors looking for both security and growth.

A Guaranteed Investment Certificate (GIC) is a secure investment that offers a guaranteed return over a fixed period.

National Bank of Canada offers various types of GICs including cashable GICs, non-redeemable GICs, and market-linked GICs.

The minimum investment amount for a GIC at National Bank of Canada typically starts at $500.

Yes, GICs issued by National Bank of Canada are insured by the Canada Deposit Insurance Corporation (CDIC) up to certain limits.

Interest rates for GICs at National Bank of Canada are determined based on market conditions and the term of the investment.

Cashing in a GIC before maturity may be possible with cashable GICs, but penalties may apply for non-redeemable GICs.

At the end of the GIC term, the principal and interest are typically paid out, and you may have options to reinvest or withdraw.