1.American Express Cobalt Card
American Express
- 5%Points on eligible eats & drinks including restaurants, bars, cafes, grocery stores, and food delivery
- 3%Points on eligible streaming subscriptions
Earn up to 15,000 Membership Rewards® points by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card.
Earn 5 points for every $1 on eligible eats & drinks including eligible restaurants, bars, cafes, grocery stores, and food delivery in Canada, up to $2,500.
The American Express Cobalt Card stands out as the top choice because it offers exceptional rewards on dining and grocery purchases, making it ideal for food lovers. With a robust points earning structure and flexible redemption options, it provides significant value for everyday spending.
Pros:
- High rewards on dining and groceries
- Flexible points redemption
Cons:
- Monthly fee can add up
- High spending requirement for bonuses
2.Scotiabank Passport Visa Infinite Card
Scotiabank
- 3%Scene+ points on eligible grocery, dining, and entertainment purchases
- 1%Scene+ points on all other purchases
Earn 50,000 points after spending $2,000 in the first 3 months and $10,000 in the first 6 months.
Earn up to 3X Scene+ points on every $1 spent on eligible grocery, dining, and entertainment purchases.
What sets the Scotiabank Passport Visa Infinite Card apart is its extensive travel benefits, including no foreign transaction fees and a generous welcome bonus. This card is particularly appealing for frequent travelers looking to maximize their rewards on travel-related expenses.
Pros:
- Comprehensive travel benefits
- No foreign transaction fees
Cons:
- Annual fee may be high for some
- Spending requirement for bonuses
- 1%Avion points on all purchases
Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months.
Earn 1 Avion point on every dollar spent on eligible purchases.
The RBC Avion Visa Infinite Card shines for its strong travel rewards program, allowing cardholders to earn points on every purchase. With a substantial welcome bonus and flexible redemption options, it is a solid choice for those who travel frequently.
Pros:
- Strong travel rewards program
- Flexible redemption options
Cons:
- Annual fee applies
- Limited bonus categories
4.American Express Aeroplan Reserve Card
American Express
- 3%Aeroplan points on eligible purchases
- 2%Aeroplan points on dining and food delivery
Get up to 85,000 welcome bonus Aeroplan points upon spending $7,500 in the first three months.
Earn 3 Aeroplan points for every $1 spent on eligible purchases.
The American Express Aeroplan Reserve Card is a premium offering that provides exceptional earning potential on travel-related purchases. With exclusive perks and a substantial welcome bonus, it is tailored for frequent travelers who value luxury and rewards.
Pros:
- High earning potential on travel
- Exclusive travel perks
Cons:
- High annual fee
- Spending requirement for bonuses
5.American Express Platinum Card
American Express
- 5%Points on travel booked through American Express Travel
- 1%Points on all other purchases
Earn up to 100,000 Membership Rewards points upon spending $10,000 in the first three months.
Earn 5 points for every $1 spent on travel booked through American Express Travel.
The American Express Platinum Card earns the #1 spot due to its unparalleled travel benefits and high earning potential on travel-related purchases. With a generous welcome bonus and exclusive perks, it is the best option for luxury travelers seeking maximum rewards.
Pros:
- Extensive travel benefits
- High earning potential
Cons:
- Very high annual fee
- Spending requirement for bonuses
Final Words
As you consider the best travel credit cards this May 2026, remember that the right card can significantly enhance your travel experience through rewards and benefits. Take time to compare options carefully and make informed decisions that align with your travel habits and financial goals.
Frequently Asked Questions
Earn up to 15,000 Membership Rewards® points by earning 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 on your Card.
You can earn 5 points for every $1 on eligible eats & drinks including eligible restaurants, bars, cafes, grocery stores, and food delivery in Canada, up to $2,500. Additionally, you earn 3% - Points on eligible streaming subscriptions.
Earn 50,000 points after spending $2,000 in the first 3 months and $10,000 in the first 6 months.
You can earn up to 3X Scene+ points on every $1 spent on eligible grocery, dining, and entertainment purchases. For all other purchases, you earn 1% - Scene+ points.
The RBC Avion Visa Infinite Card offers a welcome bonus of 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Also, you earn 1 Avion point on every dollar spent on eligible purchases.
When selecting a travel credit card, consider the annual fee, the welcome bonus, and the rewards rate on categories you spend the most in, like dining or groceries. Also, evaluate any additional travel benefits, such as insurance or lounge access.
Many travel credit cards waive foreign transaction fees, making them ideal for international travel. However, always check the card's terms and conditions, as some may still charge fees.
Typically, it takes a few business days to a couple of weeks to receive your travel credit card after approval. Some providers may offer instant approval and send the card out immediately.
