- 3%Avios on British Airways and BA Holidays
- 1%Avios on all other purchases
Receive 60,000 Avios after spending $5,000 in the first 3 months and $5,000 in months 4-6.
Earn 3 Avios for every $1 CAD spent with British Airways and BA Holidays, and 1 Avios for all other purchases.
The RBC British Airways Visa Infinite stands out as the top choice because of its substantial welcome bonus and the ability to earn Avios on everyday purchases, making it ideal for frequent travelers looking to maximize their rewards.
Pros:
- Generous welcome bonus
- Comprehensive insurance coverage
Cons:
- High annual fee
- Spending requirement for bonus
2.American Express Platinum Card
American Express
- 5%Points on prepaid hotels and flights
- 1%Points on all other purchases
Earn up to 100,000 Membership Rewards points after spending $10,000 in the first 3 months.
Earn 5x points on prepaid hotels and flights purchased directly from airlines, and 1 point on all other purchases.
What sets the American Express Platinum Card apart is its exceptional earning potential on travel-related purchases and a suite of premium travel benefits, making it a top-tier choice for frequent travelers.
Pros:
- High earning potential on travel
- Extensive travel perks
Cons:
- High annual fee
- Requires significant spending to maximize rewards
- 3%Points on travel purchases
- 1%Points on all other purchases
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in the first 6 months, and 45,000 one-time anniversary bonus points.
Earn 3 Avion points for every $1 spent on travel purchases and 1 point on all other purchases.
The RBC Avion Visa Infinite Privilege shines for its generous welcome bonus and premium travel benefits, making it an excellent choice for luxury travelers seeking to maximize their rewards.
Pros:
- High welcome bonus
- Comprehensive travel insurance
Cons:
- High annual fee
- Spending requirement for bonus
4.American Express Aeroplan Reserve Card
American Express
- 3%Points on Air Canada purchases
- 2%Points on dining purchases
Earn 25,000 Aeroplan points after spending $7,500 on your Card.
Earn 3 points for every $1 spent on Air Canada purchases and 2 points for every $1 spent on dining.
This card stands out for its robust earning rates on Air Canada purchases and premium travel benefits, making it a top choice for frequent Air Canada flyers.
Pros:
- Strong earning rates on Air Canada purchases
- Comprehensive travel perks
Cons:
- High annual fee
- Limited flexibility for non-Air Canada travel
5.American Express Gold Rewards Card
American Express
- 2%Points on eligible purchases
- 1%Base points on all other purchases
Earn 5,000 points for each monthly billing period in which you spend at least $1,000 in eligible purchases during your first year.
Earn 2 points for every $1 spent on eligible purchases.
The American Express Gold Rewards Card is a premium rewards card that excels in flexibility and earning potential, making it a great option for those who want to maximize their rewards on everyday spending.
Pros:
- Flexible rewards program
- No foreign transaction fees
Cons:
- Annual fee
- Requires spending to maximize welcome bonus
6.Scotiabank Passport Visa Infinite
Scotiabank
- 3%Points on travel purchases
- 1%Points on all other purchases
Earn up to 35,000 Scene+ points for accounts opened between August 4, 2026, and November 1, 2026.
Earn 3 Scene+ points for every $1 spent on eligible travel purchases.
The Scotiabank Passport Visa Infinite is a popular choice for travelers due to its lack of foreign transaction fees and strong earning potential on travel-related purchases.
Pros:
- No foreign transaction fees
- Complimentary airport lounge access
Cons:
- Annual fee
- Limited rewards on non-travel purchases
- 8%Points on travel purchases
- 1%Points on all other purchases
Earn a welcome bonus of 20,000 TD Rewards Points when you make your first purchase with your Card and 126,000 TD Rewards Points when you spend $7,500 within 180 days.
Earn 8 TD Rewards Points for every $1 spent on travel purchases.
The TD First Class Travel Visa Infinite Card is an excellent option for travelers looking to earn substantial rewards on their travel purchases, making it a top contender in the travel rewards category.
Pros:
- High welcome bonus
- Strong earning potential on travel
Cons:
- Annual fee
- Requires significant spending to maximize rewards
- 1.5%Cash back on all purchases
- 1%Cash back on all other purchases after $25,000
Get 12% cash back for the first 3 months on up to $2,000 in total purchases.
Earn 1.5% cash back on all purchases.
The RBC Cash Back Preferred World Elite Mastercard is a solid choice for those looking for a straightforward cash back card with unlimited earning potential on everyday purchases.
Pros:
- Unlimited cash back
- No foreign transaction fees
Cons:
- Annual fee
- Limited bonus categories
- 2%Cash back on grocery purchases
- 1%Cash back on all other purchases
Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases.
Earn 2% cash back on the first $6,000 in grocery purchases and 1% thereafter.
The RBC Cash Back Mastercard is an excellent no-fee option for those who want to earn cash back on everyday purchases, particularly groceries.
Pros:
- No annual fee
- Tiered cash back rewards
Cons:
- Lower cash back rate on non-grocery purchases
- Limited to $6,000 on grocery purchases
Did you know?
Welcome bonuses require minimum spend in a set window. Compare bonus value, spending threshold, and whether fees on the card still make sense after year one.
Final Words
As you consider the best credit card signup bonuses this September, remember that choosing the right card can significantly enhance your rewards potential. Take time to compare options to find the bonus that aligns best with your spending habits and travel goals, ensuring you make an informed decision that maximizes your benefits.
Frequently Asked Questions
Receive 60,000 Avios after spending $5,000 in the first 3 months and $5,000 in months 4-6. This bonus is valuable for frequent travelers looking to earn rewards quickly.
Earn up to 100,000 Membership Rewards points after spending $10,000 in the first 3 months. You can also earn 5x points on prepaid hotels and flights purchased directly from airlines, making it a great choice for travel enthusiasts.
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in the first 6 months, and 45,000 one-time anniversary bonus points. You can earn 3 Avion points for every $1 spent on travel purchases, enhancing your travel options.
Yes, many credit cards offering signup bonuses come with annual fees. It's important to weigh the benefits of the rewards and bonuses against the cost to determine if the card is worth it for you.
Consider the annual fee, the minimum spending requirement to earn the bonus, and the ongoing rewards rate. Additionally, look at how the rewards align with your spending habits to maximize your benefits.
When comparing credit cards, check the welcome bonuses, rewards rates, annual fees, and any additional perks. Use a side-by-side comparison tool to make the evaluation easier and find the best fit for your financial needs.
Qualifying for credit cards with high signup bonuses typically requires a good credit score and stable income. However, specific requirements can vary by provider, so it's best to review the eligibility criteria before applying.
