1.American Express Cobalt® Card
American Express
- 5%Points on eligible eats & drinks
- 3%Points on eligible streaming subscriptions
Earn up to 15,000 Membership Rewards® points by spending $750 on your Card in your first year.
Earn 5 points for every $1 on eligible eats & drinks, and 1 point on all other purchases.
The American Express Cobalt® Card stands out as the top choice because it offers exceptional rewards on dining and groceries, making it ideal for food lovers. With a robust points system and flexible redemption options, it earns the #1 spot due to its high earning potential in everyday categories.
Pros:
- High rewards on dining and groceries
- Flexible Membership Rewards points
Cons:
- Monthly fee can add up
- Limited to certain categories for high rewards
2.Scotiabank Gold American Express Card
Scotiabank
- 6%Scene+ points on groceries
- 5%Scene+ points on dining
- 3%Scene+ points on entertainment
Earn up to 50,000 bonus Scene+ points (valued at up to $500) for accounts opened by November 1, 2026.
Earn 6 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more.
What sets the Scotiabank Gold American Express Card apart is its impressive earning potential on groceries and dining, combined with no foreign transaction fees. This card is particularly appealing for frequent travelers and those who spend heavily in these categories.
Pros:
- No foreign transaction fees
- High point multipliers on groceries
Cons:
- Annual fee
- Limited to specific retailers for high rewards
3.Scotia Momentum Visa Infinite Card
Scotiabank
- 4%Cash back on groceries
- 2%Cash back on gas
- 1%Cash back on all other purchases
Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Earn 4% cash back on groceries and recurring bills.
The standout feature here is the Scotia Momentum Visa Infinite Card's ability to offer up to 4% cash back on everyday spending categories, making it a strong contender for those who prioritize cash back rewards. Its introductory offer further enhances its appeal for new cardholders.
Pros:
- Strong cash back on groceries
- Introductory cash back offer
Cons:
- Annual fee
- Mixed opinions on value
- 5%BMO Rewards points on groceries
- 5%BMO Rewards points on dining
- 5%BMO Rewards points on gas
- 5%BMO Rewards points on transit
- 1%BMO Rewards points on all other purchases
Get up to $1,150 in value including up to 70,000 Bonus points.
Earn 5x BMO Rewards points on everyday categories including groceries, dining, gas, and transit.
This card shines for its ability to earn 5x points on a wide range of everyday purchases, making it an excellent choice for those who want to maximize their rewards. The generous welcome bonus adds to its attractiveness for new applicants.
Pros:
- High rewards on everyday spending
- Significant welcome bonus
Cons:
- Annual fee
- Redemption value may be lower than cash-back alternatives
Did you know?
Streaming credits or bonus categories offset subscription fees only if you activate them and pay the statement balance. Match the card to services you already subscribe to.
Final Words
As you explore the best credit cards for streaming services this September, remember to prioritize rewards, fees, and benefits that align with your viewing habits. Take time to compare your options carefully to make informed decisions that enhance your streaming experience while maximizing your rewards.
Frequently Asked Questions
Some of the top credit cards for streaming services include the American Express Cobalt® Card, Scotiabank Gold American Express Card, and Scotia Momentum Visa Infinite Card. These cards offer high reward rates on eligible streaming subscriptions, making them ideal for entertainment lovers.
The welcome bonus for the American Express Cobalt® Card is to Earn up to 15,000 Membership Rewards® points by spending $750 on your Card in your first year. This bonus can significantly boost your points earning potential.
The Scotiabank Gold American Express Card offers a reward rate of 6 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more. You can earn 3% Scene+ points on entertainment, making it a great choice for streaming services.
The Scotia Momentum Visa Infinite Card provides 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). After that, you can earn 4% cash back on groceries and 2% on gas.
When selecting a credit card for streaming services, consider the reward rates for entertainment, annual fees, and any welcome bonuses. Evaluate your spending habits to find a card that maximizes your rewards based on your subscription expenses.
Yes, many credit cards come with annual fees that can range from modest to premium amounts. It's essential to assess if the rewards and benefits offered by the card justify the annual fee based on your spending habits.
You can apply for a credit card in Canada online through the issuer's website or by visiting a local branch. Be prepared to provide personal information, including your income and credit history, to complete the application.
