Al Rayan 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer

Al Rayan4.5/5

Rate (AER)
4.15% AER
Term
6 months
Minimum Deposit
£5,000
Promotion
N/A
Apply Now →on Al Rayan's website

The standout feature here is Al Rayan's commitment to ethical banking, providing a Sharia-compliant savings option with a competitive rate of 4.15% AER. This makes it an excellent choice for those prioritizing ethical considerations in their savings.

Pros:

  • Ethical investment
  • FSCS protection

Cons:

  • Higher minimum deposit

In summary, Al Rayan's fixed rate bond is an ideal option for savers looking for a competitive 4.15% AER while adhering to ethical banking principles, making it particularly suitable for those seeking Sharia-compliant investment opportunities with a minimum deposit of £5,000 over a short 6-month term.

Frequently Asked Questions

Compare Fixed Rate Bond Rates

Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
Newtek Bank4.30%6 months$2,500Learn more
Limelight Bank4.15%6 months$1,000Learn more
Bread Savings4.15%9 months$1,500Learn more
Northern Bank Direct4.15%3 months$500Learn more
Synchrony Bank4.10%14 months$0Learn more
LendingClub4.10%8 months$500Learn more
Popular Direct4.05%1 year$10,000Learn more
Marcus by Goldman Sachs4.00%1 year$500Learn more
Sallie Mae Bank3.80%1 year$2,500Learn more
Colorado Federal Savings Bank3.80% to 4.00%5 years$5,000Learn more
Capital One 3603.75%1 year$0Learn more
Live Oak Bank3.60%6 months$2,500Learn more
CFG Bank3.35% to 3.90%5 years$500Learn more
Wells Fargo0.05%6 months$2,500Learn more

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