Al Rayan 2026 Review

Mat C.
Written by Mat C.
Managing Editor & Senior Developer
Mika L.
Edited by Mika L.
Financial Content & Editor

Al Rayan4.5/5

Rate (AER)
4.15% AER
Term
6 months
Minimum Deposit
£5,000
Promotion
N/A
Apply Now →on Al Rayan's website

The standout feature here is Al Rayan's commitment to ethical banking, providing a Sharia-compliant savings option with a competitive rate of 4.15% AER. This makes it an excellent choice for those prioritizing ethical considerations in their savings.

Pros:

  • Ethical investment
  • FSCS protection

Cons:

  • Higher minimum deposit

In summary, Al Rayan's fixed rate bond is an ideal option for savers looking for a competitive 4.15% AER while adhering to ethical banking principles, making it particularly suitable for those seeking Sharia-compliant investment opportunities with a minimum deposit of £5,000 over a short 6-month term.

Frequently Asked Questions

Compare Fixed Rate Bond Rates

Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.

Provider ↕Rate ↓Term ↕Min Deposit
State Bank of Newburg4.54%60 months$500Learn more
Tower Federal Credit Union4.50%24 months$500Learn more
Lincoln County Credit Union4.50%12 months$1,000Learn more
HAB Bank4.50%3 months$1,500Learn more
United Fidelity Bank 1-Year4.40%1 year$1,000Learn more
BTG Pactual Bank4.40%5 years$500Learn more
NASA Federal Credit Union4.38%5 years$1,000Learn more
Sallie Mae Bank4.35%5 years$2,500Learn more
United Fidelity Bank4.35%6 months$1,000Learn more
CFG Bank Certificates of Deposit4.30%1 year$500Learn more
Quorum Federal Credit Union4.30%6 months$100Learn more
DR Bank4.30%6 months$500Learn more
Genisys Credit Union4.30%7 months$500Learn more
Popular Direct Certificates of Deposit4.25%1 year$10,000Learn more
Vibrant Credit Union4.25%6 months$5Learn more
Limelight Bank Certificate of Deposit4.20%1 year$1,000Learn more
TAB Bank4.20%5 years$1,000Learn more
T Bank4.16%6 months$1,000Learn more
Limelight Bank4.15%6 months$1,000Learn more
Barclays Certificates of Deposit4.00%1 year$0Learn more

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