Best Fixed Rate Bond Rates this March 2026 in the UK

What sets Atom Bank apart is its app-only banking model, allowing users to manage their 5-Year Fixed Saver entirely through their mobile app. With a competitive rate of 4.45% AER and a low minimum deposit of just £50, it caters to tech-savvy savers looking for convenience.

The AER for Atom Bank's fixed rate bonds varies depending on the term length and amount deposited. Please check the Atom Bank website for the most current rates.

Atom Bank offers fixed rate bonds with various term lengths, typically ranging from 1 to 5 years.

Yes, deposits in Atom Bank's fixed rate bonds are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

No, fixed rate bonds with Atom Bank are designed to be held until maturity, and early withdrawal may not be possible.

At the end of the fixed rate bond term, you will receive your initial deposit plus any interest earned. You can then choose to reinvest or withdraw your funds.

Interest on Atom Bank's fixed rate bonds is typically paid at maturity, but options may vary based on the specific bond terms.

Tandem Bank shines for its commitment to eco-friendly banking, offering a 5-Year Fixed Saver with a competitive rate of 4.37% AER. This account requires a minimum deposit of £1,000 and supports eco-conscious initiatives, making it a great choice for environmentally aware savers.

The AER for Tandem Bank's fixed rate bonds varies depending on the term of the bond. Please check our website for the most current rates.

Tandem Bank offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, the minimum investment amount for Tandem Bank's fixed rate bonds is £1,000.

No, fixed rate bonds with Tandem Bank are designed to be held until maturity, and early access to funds is not permitted.

At the end of the bond term, your initial investment along with any interest earned will be returned to your account.

Yes, the interest earned on fixed rate bonds is subject to tax. Please consult a tax advisor for more information.

RCI Bank offers a solid 3-Year Fixed Term Savings Account with a competitive rate of 4.35% AER. This account allows unlimited top-ups within the first 14 days, providing flexibility for savers looking to maximize their returns while locking in their funds.

A fixed rate bond is a savings product that offers a guaranteed interest rate for a set period of time.

The AER for RCI Bank UK's fixed rate bonds varies depending on the term and amount deposited.

RCI Bank UK offers fixed rate bonds with terms ranging from 1 year to 5 years.

Yes, RCI Bank UK requires a minimum deposit to open a fixed rate bond, which is specified in the product details.

No, fixed rate bonds typically do not allow access to funds before maturity without incurring penalties.

At the end of the term, the bond will mature, and you will receive your initial deposit plus any interest earned.

Yes, interest earned on fixed rate bonds is subject to income tax, depending on your individual tax situation.

DF Capital's 1 Year Fixed Rate Deposit earns a competitive 4.35% AER, making it an attractive option for those looking to lock away funds for a shorter term. With a minimum deposit of £1,000 and FSCS protection, it offers security and solid returns.

DF Capital offers competitive AER rates for its fixed rate bonds, which vary based on the term length.

DF Capital offers fixed rate bonds with various term lengths, typically ranging from 1 to 5 years.

Yes, DF Capital requires a minimum investment amount for its fixed rate bonds, which is specified in the product details.

Generally, fixed rate bonds are designed to be held until maturity, and early access to funds may not be available.

At the end of the bond term, investors will receive their initial investment back along with any accrued interest.

Yes, DF Capital's fixed rate bonds are covered by the Financial Services Compensation Scheme (FSCS) up to the applicable limits.

OakNorth's 36-Month Fixed Term Deposit provides a secure option for savers with a low minimum deposit of just £1. While the rate is slightly lower at around 3.50% AER, it offers daily interest calculations and is ideal for those looking to save for specific goals.

The AER for OakNorth's fixed rate bonds varies depending on the term and amount invested. Please check the OakNorth website for the most current rates.

OakNorth offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, investments in OakNorth's fixed rate bonds are protected under the Financial Services Compensation Scheme (FSCS) up to the applicable limits.

No, fixed rate bonds with OakNorth are designed to be held until maturity, and early withdrawal may not be permitted.

The minimum investment amount for OakNorth's fixed rate bonds is typically £1,000, but please check the specific bond details for confirmation.

Interest on OakNorth's fixed rate bonds is usually paid annually, but this can vary based on the specific bond terms.

OakNorth does not charge any fees for investing in their fixed rate bonds, but it is advisable to review the terms and conditions for any potential costs.