4.35% AER
1 year
N/A
£1,000
DF Capital stands out as the top choice because it offers a highly competitive 4.35% AER fixed interest rate for a 1-year term, making it an attractive option for savers looking for reliable returns. With a minimum deposit of £1,000 and FSCS protection, it provides both security and value.
Pros:
- Competitive AER
- FSCS-eligible deposits
Cons:
- Minimum deposit required
4.35% AER
1 year
N/A
£1,000
What sets this provider apart is its commitment to offering a competitive fixed rate of 4.35% AER for a 1-year term, making it a solid choice for those looking to secure their savings. The account is designed for easy online management, appealing to tech-savvy savers.
Pros:
- Competitive fixed rate
- Online management
Cons:
- No early withdrawals allowed
4.31% AER
1 year
N/A
£1,000
The standout feature here is Tandem Bank's user-friendly app, which allows customers to manage their 1 Year Fixed Saver account easily. With a competitive rate of 4.31% AER and a minimum deposit of £1,000, it caters well to modern savers.
Pros:
- App-based management
- Competitive rates
Cons:
- No early withdrawals allowed
4.31% AER
1 year
N/A
£10,000
Close Brothers Savings shines for its award-winning reputation and a fixed rate of 4.31% AER for a 1-year term. Although it requires a higher minimum deposit of £10,000, the security and reliability it offers make it a strong contender for serious savers.
Pros:
- Award-winning provider
- Fixed interest rate
Cons:
- High minimum deposit
4.22% AER
1 year
N/A
£1,000
Chetwood Bank offers a competitive 4.22% AER for its 1 Year Fixed Rate Savings Account, making it an appealing option for those looking for flexibility with no maximum deposit limit. The account is managed entirely online, catering to a digital-savvy audience.
Pros:
- No maximum deposit limit
- Fully online management
Cons:
- No early withdrawals allowed
6.OakNorth
4.23% AER
1 year
N/A
£1
OakNorth Bank stands out for its incredibly low minimum deposit of just £1, allowing more savers to access its competitive 4.23% AER for a 1-year term. This flexibility, combined with the ease of online account management, makes it a great choice for new savers.
Pros:
- Low minimum deposit
- Competitive rates
Cons:
- Funds locked until maturity
Final Words
In conclusion, as you consider the best 1-year fixed rate bonds available this March 2026, DF Capital offers an attractive rate of 4.35%, along with providers like Aldermore, OakNorth, and Shawbrook Bank presenting competitive options. Be sure to compare rates and terms from various providers to find the investment that best suits your financial goals.
Frequently Asked Questions
The best 1-year fixed rate bond providers in the UK this March 2026 include: 1. DF Capital - 4.35% AER (Minimum Deposit: £1,000) 2. Union Bank of India (UK) Ltd - 4.35% AER (Minimum Deposit: £1,000) 3. Tandem Bank - 4.31% AER (Minimum Deposit: £1,000).
DF Capital offers an interest rate of 4.35% AER for their 1-year fixed rate bond.
The minimum deposit required for Union Bank of India (UK) Ltd's 1-year fixed rate bond is £1,000.
Fixed rate bonds are savings accounts where the interest rate is fixed for a specific term, meaning your funds are locked in for that duration. You agree to keep your money in the account for the term, and in return, you receive a guaranteed interest rate.
Typically, you cannot withdraw money from a fixed rate bond before the term ends without incurring a penalty. Some providers may offer options to withdraw with notice, but it's best to check the specific terms and conditions of your bond.
Interest on fixed rate bonds is usually calculated on a simple basis, based on the principal amount deposited and the fixed interest rate over the term of the bond. The interest can be paid at maturity or periodically, depending on the provider's terms.
At the end of the fixed rate bond term, your funds are typically returned to you along with any accrued interest. Some providers may also offer the option to reinvest your funds into a new bond or another savings product.
Compare Fixed Rate Bond Rates
Summary of all rates from our fixed rate bond rate pages. Click column headers to sort.
| Provider ↕ | Rate ↓ | Term ↕ | Min Deposit | |
|---|---|---|---|---|
| Newtek Bank | 4.30% | 6 months | $2,500 | Learn more |
| Limelight Bank | 4.15% | 6 months | $1,000 | Learn more |
| Bread Savings | 4.15% | 9 months | $1,500 | Learn more |
| Northern Bank Direct | 4.15% | 3 months | $500 | Learn more |
| Synchrony Bank | 4.10% | 14 months | $0 | Learn more |
| LendingClub | 4.10% | 8 months | $500 | Learn more |
| Popular Direct | 4.05% | 1 year | $10,000 | Learn more |
| Marcus by Goldman Sachs | 4.00% | 1 year | $500 | Learn more |
| Sallie Mae Bank | 3.80% | 1 year | $2,500 | Learn more |
| Colorado Federal Savings Bank | 3.80% to 4.00% | 5 years | $5,000 | Learn more |
| Capital One 360 | 3.75% | 1 year | $0 | Learn more |
| Live Oak Bank | 3.60% | 6 months | $2,500 | Learn more |
| CFG Bank | 3.35% to 3.90% | 5 years | $500 | Learn more |
| Wells Fargo | 0.05% | 6 months | $2,500 | Learn more |


