Best 5 Year Fixed Rate Bond Rates this July 2026 in the UK

What sets Oxbury Bank apart is its fixed interest rate of 4.88% AER, which is slightly lower than Afin Bank but still competitive. The account allows deposits up to £500,000, making it a great choice for those looking to invest larger sums.

The AER for Oxbury Bank's fixed rate bonds varies depending on the term of the bond. Please check our website for the most current rates.

Oxbury Bank offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, the minimum investment amount for Oxbury Bank's fixed rate bonds is £1,000.

No, fixed rate bonds with Oxbury Bank are designed to be held until maturity, and early access to funds is not permitted.

Yes, interest payments on fixed rate bonds are subject to income tax. Please consult a tax advisor for specific guidance.

At the end of the bond term, your initial investment along with any accrued interest will be returned to you.

You can apply for a fixed rate bond through our website or by visiting one of our branches.

Atom Bank shines for its low minimum deposit of just £50, making it accessible for a wider range of savers. With a competitive rate of 4.85% AER, it offers a convenient way to lock in savings for five years through its mobile app.

The AER for Atom Bank's fixed rate bonds varies depending on the term and amount deposited. Please check the Atom Bank website for the most current rates.

Atom Bank offers fixed rate bonds with terms ranging from 1 year to 5 years.

Yes, deposits in fixed rate bonds with Atom Bank are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

No, fixed rate bonds with Atom Bank are designed to be held until maturity, and early withdrawal is not permitted.

Interest on Atom Bank's fixed rate bonds is typically paid annually or at maturity, depending on the specific bond terms.

The minimum deposit required for Atom Bank's fixed rate bonds is £1,000.

Yes, you can open a fixed rate bond account online through the Atom Bank website.

Thisbank offers a guaranteed rate of 4.82% AER, which is competitive but slightly lower than other options. The minimum deposit of £100 makes it an attractive choice for those starting to save.

A fixed rate bond is a type of investment where you deposit your money for a set period at a fixed interest rate, ensuring predictable returns.

The AER for Thisbank's fixed rate bonds varies depending on the term and amount deposited. Please refer to our website for the most current rates.

Thisbank offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, early withdrawals from a fixed rate bond may incur penalties, which can affect your overall returns.

Yes, investments in fixed rate bonds with Thisbank are protected under the Financial Services Compensation Scheme (FSCS), up to the applicable limits.

No, once a fixed rate bond is opened, additional deposits cannot be made until the bond matures.

Interest on Thisbank's fixed rate bonds is typically paid at maturity, although some options may offer annual interest payments.

Chetwood Bank’s 5-Year Fixed Rate Savings Account offers a competitive 4.81% AER, providing a reliable option for savers looking for predictable returns. With a minimum deposit of £1,000, it ensures your funds are secure for the entire term.

Chetwood Bank offers competitive AER rates for its fixed rate bonds, which can vary based on the term and amount invested.

Chetwood Bank offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, investments in fixed rate bonds with Chetwood Bank are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Generally, fixed rate bonds with Chetwood Bank are designed for long-term investment, and early access to funds may not be available without penalties.

The minimum investment amount for Chetwood Bank's fixed rate bonds typically starts at £1,000, while the maximum can vary depending on the specific bond product.

Interest on Chetwood Bank's fixed rate bonds is usually paid annually, but options may vary based on the specific bond terms.

Aldermore’s 5-Year Fixed Rate Savings Account provides a solid 4.65% AER, making it a reliable choice for savers. The account allows for flexible interest payment options, but the minimum deposit of £1,000 may be a barrier for some.

The AER for Aldermore's fixed rate bonds varies depending on the term and amount deposited. Please check the Aldermore website for the most current rates.

Aldermore offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, Aldermore requires a minimum deposit to open a fixed rate bond. The specific amount can be found on their website.

Generally, fixed rate bonds with Aldermore do not allow early access to funds without incurring penalties.

Yes, Aldermore's fixed rate bonds are covered by the FSCS up to the applicable limits.

Interest on Aldermore's fixed rate bonds can be paid monthly or at maturity, depending on the bond terms selected.

Yes, you can open a fixed rate bond online through Aldermore's official website.

Hodge Bank offers a 5-Year Fixed Rate Bond with a competitive 4.65% AER. This account is managed online, providing convenience for savers, but it does not allow for early withdrawals, which may not suit everyone.

A fixed rate bond is a type of savings account where the interest rate is set for a specific term, meaning your interest rate will not change during that time.

The AER for Hodge Bank's fixed rate bonds varies depending on the term and amount deposited. Please check the Hodge Bank website for the most current rates.

Hodge Bank offers fixed rate bonds with various terms, typically ranging from 1 to 5 years.

Yes, deposits in fixed rate bonds with Hodge Bank are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Generally, fixed rate bonds require you to lock in your money for the duration of the term, and early withdrawal may result in penalties.

At the end of the bond term, you will receive your initial deposit back along with any interest earned. You can then choose to reinvest or withdraw your funds.