By 2030, the global real estate crowdfunding market is projected to surpass $300 billion, according to Research Nester — and platforms today let everyday investors enter with as little as $10. Whether you're diversifying a portfolio or making your first property investment, crowdfunding removes the traditional barriers of large capital and landlord responsibilities. Start tracking your investments early and explore free funding options to maximize your returns. Here are the 10 best platforms to consider in 2026.
Quick Answer
Real estate crowdfunding lets multiple investors pool money to fund property deals through online platforms, with minimums as low as $10. The global market is projected to surpass $300 billion by 2030. It eliminates the need for large capital or landlord responsibilities, making property investment accessible to everyday investors through platforms like Fundrise and others.
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Summary Table
| Item Name | Minimum Investment | Best For | Website |
|---|---|---|---|
| Arrived | $100 | Non-accredited investors in single-family rentals | Visit Site |
| Fundrise | $10 | Beginners wanting low-cost diversified real estate | Visit Site |
| EquityMultiple | $5,000 | Accredited investors seeking commercial debt deals | Visit Site |
| RealtyMogul | $5,000 | Accredited & non-accredited investors in REITs | Visit Site |
| Groundfloor | $10 | Short-term fix-and-flip debt investors | Visit Site |
| 1031 Crowdfunding | $25,000 | Accredited investors doing 1031 tax exchanges | Visit Site |
| FinResi | $500 | Non-accredited investors in residential real estate | Visit Site |
| Gatsby Investments | $1,000 | Accredited investors targeting fix-and-flip projects | Visit Site |
| FranShares | $500 | Investors diversifying into franchise-backed assets | See details |
| Lennar Marketplace | $25,000 | Accredited investors in new-construction homebuilding | Visit Site |
10 Best Real Estate Crowdfunding Platforms in 2026
Below you'll find detailed information about each option, including what makes them unique and their key benefits.
1. Arrived
Arrived makes real estate crowdfunding accessible by letting investors buy fractional shares of rental homes and vacation properties starting at just $100. It's designed for everyday investors who want passive rental income and property appreciation without managing tenants or dealing with mortgages directly.
Key details:
- Minimum investment: $100 per property
- Open to both accredited and non-accredited investors
- Quarterly dividends from rental income distributed automatically
2. Fundrise
Fundrise is one of the most widely used property crowdfunding platforms, pooling investor capital into diversified eREITs and eFunds that hold commercial and residential real estate. According to AmeriSave, platforms like Fundrise have helped democratize access to institutional-grade real estate deals. Non-accredited investors can start with as little as $10.
Notable perks:
- Minimum investment: $10 (Starter Portfolio)
- Annual fees: 0.85% asset management + 0.15% advisory
- Diversified exposure across dozens of properties via a single investment
3. EquityMultiple
EquityMultiple focuses on commercial real estate crowdfunding opportunities, giving accredited investors access to institutional-quality deals including equity, preferred equity, and debt investments. It targets higher returns than typical retail platforms, with historical annualized returns averaging around 17% on fully realized investments.
What you get:
- Minimum investment: $5,000–$10,000 depending on deal type
- Accredited investors only
- Transparent deal-by-deal underwriting with detailed financial disclosures
4. RealtyMogul
RealtyMogul is a real estate crowdfunding platform that gives both accredited and non-accredited investors access to commercial real estate deals, including apartment complexes, office buildings, and mixed-use properties. Non-accredited investors can participate through two public REITs starting at $5,000, while accredited investors can access individual property deals with higher minimums.
Key details:
- Minimum investment: $5,000 for REITs; $25,000–$35,000 for private placements
- Targets 4.5%–6.5% annual distributions on REIT products
- Focuses on income-generating commercial properties
5. Groundfloor
Groundfloor takes a different approach to property crowdfunding by focusing exclusively on short-term, debt-based investments in residential fix-and-flip loans rather than equity ownership. This makes it one of the few platforms open to non-accredited investors with a very low entry point, allowing anyone to lend directly to real estate developers and earn interest returns.
Key details:
- Minimum investment: just $10 per loan
- Target returns: 7%–14% annualized interest
- Loan terms typically 6–12 months, shorter than most platforms
6. 1031 Crowdfunding
1031 Crowdfunding is a niche platform specifically designed for investors completing a 1031 tax-deferred exchange, allowing them to reinvest proceeds from a property sale into fractional real estate interests without triggering capital gains taxes. It specializes in Delaware Statutory Trust (DST) investments, which qualify as like-kind exchanges under IRS rules — a feature most general crowdfunding platforms don't support.
Key details:
- Minimum investment: typically $25,000–$100,000
- Accredited investors only
- Targets passive income through DST structures with no active management required
7. FinResi
FinResi is a UK-based property crowdfunding platform that lets investors pool capital into residential real estate projects with lower entry barriers than traditional property ownership. It targets everyday investors seeking exposure to the UK housing market without purchasing property outright, offering fractional ownership through a regulated crowdfunding structure.
Key details:
- Minimum investments typically start at accessible entry points for retail investors
- Focuses on residential developments across the UK
- FCA-regulated framework providing investor protections
8. Gatsby Investments
Gatsby Investments offers accredited investors access to real estate crowdfunding opportunities focused on luxury residential properties in Los Angeles. According to Gatsby Investment, the platform targets short-term development projects designed to generate returns faster than traditional buy-and-hold strategies. Projected annual returns have ranged from 15–40% depending on the project.
Notable features:
- Minimum investment around $1,000 for most offerings
- Short hold periods (typically 6–18 months)
- Accredited investors only; US-based focus
9. FranShares
FranShares occupies a distinct niche adjacent to property crowdfunding by allowing investors to buy fractional stakes in franchises rather than real estate directly — though many franchise investments involve commercial real estate leases and physical locations. For investors diversifying beyond direct property crowdfunding, FranShares provides passive income exposure tied to brick-and-mortar business performance. Minimum investments start around $500, making it accessible alongside a real estate crowdfunding portfolio.
What you get:
- Fractional franchise ownership with passive income distributions
- Portfolio of multiple franchise brands reducing single-brand risk
10. Lennar Marketplace
Lennar Marketplace connects homebuyers and investors with new construction properties, making it a useful reference point for those exploring real estate crowdfunding as an alternative to direct property ownership. Rather than purchasing a Lennar home outright, crowdfunding platforms sometimes feature new-build developments from builders like Lennar, allowing smaller investors to gain exposure to residential construction projects without a full down payment or mortgage commitment.
Relevant to crowdfunding investors:
- New construction inventory provides context for evaluating development-stage crowdfunding deals
- Useful for benchmarking property values in markets where crowdfunded projects are listed
- Highlights the scale difference between direct homebuying and fractional real estate investing
Final Words
Real estate crowdfunding opens property investment to nearly anyone, regardless of budget or experience. Whether you prioritize low minimums, passive income, or diversified portfolios, there's a platform on this list built for your goals — pick one and start building wealth today.