Funding Circle Business Credit Card 2026 Review

Annual fee
£0
Rewards rate
2%-1%
Welcome Bonus
2% cashback
Apply Now →on Funding Circle's website
Regular APR:14.9% Variable APR

  • 2%Cashback on all business spending for the first 6 months
  • 1%Uncapped cashback on all purchases thereafter

Welcome Bonus:

The Funding Circle Business Cashback Card features a welcome offer of 2% cashback on all business spending for your first 6 months, up to a maximum of £2,000.

Reward Rate:

Earn 2% cashback for the first 6 months, then 1% uncapped cashback on all purchases.

APR:

14.9% Variable APR

The standout feature here is the generous 2% cashback on all business spending for the first six months, which provides a significant incentive for new cardholders to maximize their business expenses.

Pros:

  • High initial cashback rate
  • No annual fee

Cons:

  • Limited to business spending
  • Cashback capped for the first 6 months
Apply now →

The Funding Circle Business Credit Card may be particularly suitable for small business owners looking to capitalize on a no-annual-fee option while earning cashback on their everyday business expenses. With a strong initial cashback incentive, it is ideal for those who anticipate high spending in the early months of card membership.

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