Best Savings Account Bonuses this July 2026 in the UK

What sets the LHV Current Account apart is its straightforward fee structure and competitive interest rate of 3.75% AER on balances up to £1 million. This account is particularly appealing for those seeking a digital banking experience without the burden of monthly fees.

The standout feature here is the ability to hold and manage multiple currencies within a single account, making it ideal for international transactions. With a competitive interest rate of 2.65% AER on GBP balances, this account is designed for those who frequently deal with various currencies.

The iFAST Global Bank offers a Multi-Currency Current Account with no monthly fee and a 2.65% AER.

There is no minimum balance requirement for the iFAST Global Bank Multi-Currency Current Account.

This account shines for its competitive interest rate of 2.65% AER on balances, making it a strong contender for those looking to earn while they spend. With no monthly fees and fee-free global ATM withdrawals, Kroo Bank offers a modern banking experience tailored for the digital age.

Yes, Kroo Bank is a British neobank based in London.

You can use your Kroo debit card abroad without any fees, as Kroo passes Visa's real-time exchange rate directly to you with no hidden fees.

Kroo is not part of the Current Account Switching Service, but you can set up and cancel Direct Debits and standing orders via the Kroo app.

The Santander Edge Up account is designed for those who want to maximize their everyday banking rewards. With a monthly fee of £5, it offers cashback on household bills and a competitive interest rate of 2.50% AER, making it a solid choice for high-balance account holders.

AJ Bell's Cash Savings Hub offers some of the best rates in the market, reaching up to 4.70% AER through its partner accounts. This account is particularly appealing for those looking to grow their savings without incurring any fees.

Yes, AJ Bell offers the Cash Savings account with a 4.70% AER and no monthly fee.

Oxbury Bank's Easy Access Bonus Rate Summer Saver 1 stands out with a competitive interest rate of 5.01% AER, making it an attractive option for savers. This account is designed for new customers and offers a straightforward way to earn high interest without monthly fees.

Your eligible deposits with Oxbury are protected up to a total of £120,000 by the Financial Services Compensation Scheme.

To close your Oxbury savings account, log in to Oxbury Online Banking and select 'Request to close this account' within the account profile.

MBNA's Fixed Saver 1 Year account offers a leading interest rate of 4.85% AER, making it a top choice for those looking for a secure place to grow their savings. While it does not offer a Cash ISA, it provides a straightforward fixed-rate savings option without any monthly fees.

The Close Brothers 2-Year Fixed Rate Cash ISA offers a competitive interest rate of 4.60% AER, making it an excellent choice for savers looking for a secure, long-term investment. With no monthly fees and a straightforward structure, it provides a reliable option for tax-free savings.

Yes, Close Brothers offers Fixed Rate Cash ISAs, including the 2-Year Cash ISA.

The Close Brothers 2-Year Cash ISA offers a 4.60% AER, and while you cannot withdraw money during the term, you can close the account early, which may result in losing 180 days' tax-free interest.

OakNorth's 1-Year Fixed Rate Cash ISA provides a competitive interest rate ranging from 4.20% to 4.69% AER, depending on the customer's status. This account is ideal for those looking to maximize their tax-free savings with a straightforward, fee-free structure.