Chase Total Checking 2026 Review

Annual Percentage Yield (APY)
0% APY
Monthly Fee
$15
Welcome Bonus
$400
Apply Now →on Chase's website
Minimum Deposit:$0

Annual Percentage Yield (APY):

0% APY

Welcome Bonus: $400

New Chase Total Checking account holders can earn a $400 welcome bonus by opening an account online or in-branch and setting up direct deposits totaling $1,000 or more within 90 days.

Monthly Fee:

$15

Minimum Deposit:

$0

Chase Total Checking shines for its extensive ATM network and the attractive $400 welcome bonus for new customers. While it does not earn interest, its accessibility and promotional offers make it a strong contender for everyday banking.

Pros:

  • Large ATM network
  • Cash bonus for new customers

Cons:

  • No interest earnings
  • Monthly fee
learn more about this bank account on Chase's website →

In summary, Chase Total Checking is ideal for those seeking a reliable everyday banking solution with easy access to ATMs and a generous welcome bonus, despite the lack of interest earnings. This account is best suited for customers who prioritize convenience and promotional incentives over high yields.

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