Chase Total Checking 2026 Review

Chase Total Checking4.8/5

Chase Bank

Monthly Fee
$12
Welcome Bonus
$400 bonus
Apply Now →on Chase Bank's website
Minimum Deposit:$25

Annual Percentage Yield (APY):

N/A

Welcome Bonus: $400 bonus

Earn a $400 bonus when you receive direct deposits totaling $1,000 or more within 90 days.

Monthly Fee:

$12

Minimum Deposit:

$25

Chase Total Checking earns the #1 spot due to its substantial welcome bonus of $400, which is a significant incentive for new customers. Additionally, its extensive branch network provides easy access for account holders, making it a practical choice for everyday banking needs.

Pros:

  • Attractive welcome bonus
  • Wide branch access

Cons:

  • Monthly fee
  • Requires direct deposit to waive fee
learn more about this bank account on Chase Bank's website →

Overall, the Chase Total Checking account is well-suited for individuals seeking a reliable banking solution with convenient access and a generous welcome bonus, making it an appealing option for those looking to establish or maintain their banking relationship with a reputable institution. However, potential customers should consider the monthly fee and lack of interest to determine if it aligns with their financial goals.

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