Chase Total Checking
Chase
Annual Percentage Yield (APY)
0%
Monthly Fee
$15
Welcome Bonus
$400
Apply Now →on Chase's website
Minimum Deposit:N/A
Annual Percentage Yield (APY):
0%
Welcome Bonus: $400
Earn a $400 bonus with a new Chase Total Checking account by setting up direct deposits totaling $1,000 or more within 90 days.
Monthly Fee:
$15
Minimum Deposit:
N/A
Chase Total Checking is appealing due to its extensive ATM network and the potential for a substantial $400 bonus. However, the $15 monthly fee, which can be waived under certain conditions, may deter some customers looking for fee-free options.
Pros:
- Large ATM network
- Significant welcome bonus
Cons:
- Monthly fee unless waived
Overall, Chase Total Checking is well-suited for those who value convenience and are willing to meet the requirements to waive the monthly fee, especially if they can take advantage of the attractive welcome bonus. However, customers seeking a completely fee-free banking solution may want to explore other options.