TD Bank Savings
TD Bank
up to ~2.75%–4.00% APY
New customers who open a TD Signature Savings account by April 30, 2026, can earn a $200 bonus by depositing at least $10,000 in new money within 20 days.
$15
$0
Free TD ATM access
This account shines for its tiered interest rates that can reach up to 4.00% APY for high balances, especially when linked to a checking account. The $200 welcome bonus for new customers adds significant value, making it a strong contender for those looking to grow their savings.
Pros:
- Potential for higher APY with linked accounts
- Bonus for new customers
Cons:
- Monthly fees can apply
Overall, the TD Bank Savings account is an excellent choice for individuals who can maintain higher balances and are looking to maximize their interest earnings with a competitive APY, while the added $200 welcome bonus makes it an attractive option for new customers. However, potential users should consider the $15 monthly fee and weigh it against their savings strategy.