American Express Blue Cash Preferred® 2026 Review

Annual fee
$0 for the first year, then $95
Rewards rate
6%-1%
Welcome Bonus
$250-$300
Apply Now →on American Express's website

  • 6%Cash back at U.S. supermarkets
  • 1%Cash back on other purchases

Welcome Bonus:

Earn up to $300 cash back after spending $3,000 in the first 6 months.

Reward Rate:

Earn 6% cash back at U.S. supermarkets (up to $6,000/year, then 1%) and on select U.S. streaming subscriptions.

The American Express Blue Cash Preferred® card earns its place as a top choice for families and frequent shoppers, offering exceptional cash back rates on groceries and streaming services, making it a valuable addition to any wallet.

Pros:

  • High cash back on groceries
  • Introductory annual fee

Cons:

  • Annual fee after the first year
  • Spending threshold for bonus
Apply now →

The American Express Blue Cash Preferred® card is particularly well-suited for families and individuals who frequently spend on groceries and streaming services, thanks to its high cash back rewards in those categories. While the annual fee may be a consideration after the first year, the welcome bonus and ongoing rewards can provide significant value for eligible users.

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