American Express® Gold Card for Students 2026 Review

American Express® Gold Card for Students4.0/5

American Express

Annual fee
$325
Rewards rate
4%-1%
Welcome Bonus
60,000 points

  • 4%Points on restaurants
  • 3%Points on flights booked directly with airlines
  • 1%Points on all other purchases

Welcome Bonus:

Earn 60,000 Membership Rewards points after spending $6,000 in the first 6 months.

Reward Rate:

Earn 4x points at restaurants, 3x on flights booked directly with airlines or on amextravel.com, and 1x on all other purchases.

The American Express® Gold Card for Students is a premium option that excels in earning rewards on dining and travel, making it a great choice for students who prioritize these categories. Its substantial welcome bonus and extensive rewards structure provide excellent value for those willing to invest in the annual fee.

Pros:

  • High rewards on dining
  • Generous welcome bonus

Cons:

  • High annual fee
  • Requires significant spending for bonus

The American Express® Gold Card for Students is well-suited for students who frequently dine out or travel and are looking to maximize their rewards in these areas. While the annual fee is relatively high, the generous welcome bonus and robust rewards program may justify the cost for those who can leverage the benefits effectively.

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