Bank of America® Customized Cash Rewards credit card
Bank of America
- 6%Cash back in the category of your choice
- 2%Cash back at grocery stores and wholesale clubs
- 1%Cash back on all other purchases
Offers a $200 online cash rewards bonus after you make at least $1,000 in purchases within the first 90 days of account opening.
Earn 6% cash back in the category of your choice for the first year, plus 2% at grocery stores and wholesale clubs.
17.49%-27.49% Variable APR
A key differentiator is the ability to choose your cash back category, allowing cardholders to tailor their rewards to their spending habits. This flexibility, combined with a competitive welcome bonus, makes it a strong contender in the cash back market.
Pros:
- Flexible cash back categories
- No annual fee
Cons:
- Limited to $2,500 in combined purchases each quarter
- Requires good to excellent credit
The Bank of America® Customized Cash Rewards credit card is well-suited for individuals who want flexibility in earning cash back tailored to their specific spending habits, particularly those who can benefit from the higher rewards rate in chosen categories. With no annual fee and a solid welcome bonus, it can be an attractive option for those looking to maximize their cash back without incurring additional costs.