Bank of America Customized Cash Rewards Credit Card 2026 Review

Annual fee
$0
Rewards rate
6%-1%
Welcome Bonus
$200
Apply Now →on Bank of America's website
Regular APR:17.49%-27.49% Variable APR

  • 3%Cash back in a category of your choice
  • 2%Cash back at grocery stores and wholesale clubs
  • 1%Cash back on all other purchases

Welcome Bonus:

The Bank of America Customized Cash Rewards Credit Card offers a $200 cash back bonus after you spend $1,000 in purchases within the first 90 days of account opening.

Reward Rate:

Earn 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs, and 1% on all other purchases.

APR:

17.49%-27.49% Variable APR

The Bank of America Customized Cash Rewards Credit Card is unique for its customizable cash back categories, allowing users to tailor their rewards to their spending habits.

Pros:

  • No annual fee
  • Customizable cash back categories

Cons:

  • Requires good credit for approval
  • Limited to selected categories for higher rewards
Apply now →

The Bank of America Customized Cash Rewards Credit Card is well-suited for individuals who prefer flexibility in their cash back rewards and want to maximize their earnings in categories that align with their spending habits. With no annual fee and a competitive welcome bonus, this card may appeal to those looking for a straightforward rewards program without the commitment of high fees.

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