Bank of America® Customized Cash Rewards for Students 2026 Review

Annual fee
$0
Rewards rate
6%-2%
Welcome Bonus
$200
Apply Now →on Bank of America's website
Regular APR:17.49%-27.49% Variable APR

  • 6%Cash back in the category of your choice for the first year
  • 2%Cash back at grocery stores and wholesale clubs
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $200 online cash rewards bonus after spending at least $1,000 in purchases within the first 90 days.

Reward Rate:

Earn 6% cash back in the category of your choice for the first year, plus 2% at grocery stores and wholesale clubs.

APR:

17.49%-27.49% Variable APR

What sets the Bank of America® Customized Cash Rewards for Students apart is its flexibility to choose a cash back category that suits your spending habits, combined with a generous welcome bonus that provides immediate value.

Pros:

  • High cash back in a chosen category for the first year
  • No annual fee

Cons:

  • Requires spending $1,000 to earn the bonus
  • Cash back rates drop after the first year
Apply now →

The Bank of America® Customized Cash Rewards for Students card is particularly suitable for students looking to earn cash back on everyday purchases while enjoying the flexibility of selecting a preferred rewards category. With no annual fee and a valuable welcome bonus, it can serve as a practical option for those seeking to manage their finances effectively while still in school.

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