Bank of America Customized Cash Rewards Secured Credit Card 2026 Review

Bank of America Customized Cash Rewards Secured Credit Card4.0/5

Bank of America

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
The Bank of America Customized Cash Rewards Secured Credit Card does not offer a traditional cash sign-up bonus.
Regular APR:28.24% Variable APR

  • 3%Cash back in a choice category
  • 2%Cash back at grocery stores and wholesale clubs
  • 1%Cash back on all other purchases

Welcome Bonus:

The Bank of America Customized Cash Rewards Secured Credit Card does not offer a traditional cash sign-up bonus.

Reward Rate:

Earn 3% cash back in a choice category, 2% at grocery stores and wholesale clubs, and 1% on all other purchases.

APR:

28.24% Variable APR

This card shines for its customizable cash back categories, allowing users to earn 3% in a category of their choice, making it a flexible option for those looking to maximize their rewards while building credit.

Pros:

  • No annual fee
  • Customizable cash back categories

Cons:

  • High APR
  • Requires a security deposit

The Bank of America Customized Cash Rewards Secured Credit Card is well-suited for individuals seeking to build or rebuild their credit while enjoying the benefits of customizable cash back rewards. With no annual fee and a flexible rewards structure, this card can appeal to those who want to manage their finances effectively while earning rewards on their everyday spending.

Frequently Asked Questions

Credit Card Calculators

Explore all Money Tools

Related Guides