Bank of America® Travel Rewards credit card 2026 Review

Annual fee
$0
Rewards rate
3%-1.5%
Welcome Bonus
25,000 points
Apply Now →on Bank of America's website
Regular APR:17.49%-27.49% Variable APR

  • 3%Points on travel booked through the Bank of America Travel Center
  • 1.5%Points on all other purchases

Welcome Bonus:

Earn 25,000 online bonus points (worth a $250 statement credit toward travel and dining purchases) after making at least $1,000 in purchases within the first 90 days of account opening.

Reward Rate:

Earn unlimited 1.5 points per $1 on all purchases. Earn 3 points per $1 on travel booked through the Bank of America Travel Center.

APR:

17.49%-27.49% Variable APR

The Bank of America Travel Rewards credit card stands out as the top choice because it offers a straightforward earning structure with no annual fee, making it ideal for travelers who want to earn rewards without complicated categories.

Pros:

  • No annual fee
  • Flexible redemption options

Cons:

  • Lower base earning rate compared to premium cards
  • Limited travel benefits
Apply now →

The Bank of America® Travel Rewards credit card is a solid option for frequent travelers seeking a no-annual-fee card with a straightforward rewards program. Its competitive earning rate and welcome bonus make it particularly suitable for those who prefer simplicity in their travel rewards without the need to manage rotating categories.

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