Bank of America® Unlimited Cash Rewards
Bank of America
- 2%Cash back on all purchases for the first year
- 1.5%Cash back on all other purchases thereafter
The Bank of America® Unlimited Cash Rewards credit card offers a welcome bonus of $200 after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 2% cash back on all purchases for your first year, and unlimited 1.5% thereafter.
17.49%-27.49% Variable APR
This card shines for its elevated cash back rate during the first year, making it a great option for new cardholders looking to maximize their rewards on everyday spending.
Pros:
- No annual fee
- High cash back rate for the first year
Cons:
- Cash back rate decreases after the first year
- Requires a minimum spend for the welcome bonus
The Bank of America® Unlimited Cash Rewards card is well-suited for individuals seeking a straightforward cash back option with no annual fee and a competitive welcome bonus. Its attractive rewards structure, particularly during the first year, may appeal to new cardholders looking to enhance their cash back earnings on everyday purchases.