Bilt Mastercard® 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
50,000 Bilt Points
Apply Now →on Bilt's website
Regular APR:26.74%-34.74% Variable APR

  • 5%Points on Bilt dining
  • 4%Points on hotels
  • 2%Points on everyday purchases

Welcome Bonus:

Earn 50,000 Bilt Points after spending $4,000 on purchases in the first 90 days.

Reward Rate:

Earn up to 5X points on Bilt dining, 4X on hotels, and 2X on everyday purchases.

APR:

26.74%-34.74% Variable APR

The Bilt Mastercard is unique in allowing users to earn rewards on rent payments, making it a standout option for renters looking to maximize their spending potential while building credit.

Pros:

  • Earn points on rent payments
  • No annual fee

Cons:

  • Higher APR
  • Limited acceptance
Apply now →

The Bilt Mastercard® is particularly suitable for renters who seek to earn rewards on their largest monthly expense while simultaneously building credit. With no annual fee and the ability to accumulate points on rent payments, this card can be a valuable tool for those looking to enhance their financial flexibility through rewards.

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