Blue Cash Preferred® Card from American Express 2026 Review

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$300
Apply Now →on American Express's website
Regular APR:19.74%-28.74% Variable APR

  • 6%Cash back on eligible purchases at U.S. supermarkets
  • 3%Cash back on transportation
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $300 cash back after you spend $3,000 in eligible purchases within the first 6 months of card membership.

Reward Rate:

Earn 6% cash back on eligible purchases at U.S. supermarkets (up to the first $6,000 spent each year), 3% on transportation, and 1% on all other purchases.

APR:

19.74%-28.74% Variable APR

The Blue Cash Preferred® Card from American Express stands out as the top choice because it offers an exceptional 6% cash back on groceries, making it ideal for families and frequent shoppers. Its robust rewards structure and substantial welcome bonus provide significant value, especially for those who spend heavily in grocery categories.

Pros:

  • High cash back on groceries
  • No annual fee for the first year

Cons:

  • Annual fee after the first year
  • High spending requirement for bonus
Apply now →

The Blue Cash Preferred® Card from American Express is well-suited for individuals and families who frequently spend on groceries, given its high 6% cash back rate in that category. With a reasonable annual fee and a substantial welcome bonus, it offers considerable value for cardholders who can maximize their grocery expenditures.

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