Blue Cash Preferred® Card from American Express 2026 Review

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$300
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 6%Cash back at U.S. supermarkets
  • 6%Cash back on select U.S. streaming subscriptions
  • 3%Cash back on transit
  • 3%Cash back on U.S. gas stations
  • 1%Cash back on other purchases

Welcome Bonus:

Earn a one-time $300 cash bonus once you spend $3,000 on purchases within the first 6 months from account opening.

Reward Rate:

Earn 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on transit, 3% cash back on U.S. gas stations, and 1% on other purchases.

APR:

19.49%-28.49% Variable APR

The Blue Cash Preferred® Card stands out as the top choice because it offers an impressive 6% cash back on U.S. supermarkets, making it ideal for families and frequent shoppers. With a generous welcome bonus and no annual fee for the first year, it provides excellent value for those who spend heavily in these categories.

Pros:

  • High cash back on groceries and streaming
  • No annual fee for the first year

Cons:

  • Annual fee after the first year
  • Limited to U.S. supermarkets for high rewards
Apply now →

The Blue Cash Preferred® Card from American Express is particularly suitable for families and individuals who frequently shop at U.S. supermarkets, given its high 6% cash back rate in this category. With a reasonable annual fee and an attractive welcome bonus, it can be a valuable option for those looking to maximize their rewards on everyday grocery spending.

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