Capital One SavorOne Cash Rewards Credit Card 2026 Review

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$250
Apply Now →on Capital One's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Cash back on dining, entertainment, and grocery stores
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

Reward Rate:

Earn unlimited 3% cash back on dining, entertainment, and grocery stores, plus 1% on all other purchases.

APR:

18.49%-28.49% Variable APR

The standout feature here is the Capital One SavorOne's ability to deliver high cash back rates on dining and entertainment without any annual fee. This makes it an excellent choice for those who frequently dine out or enjoy entertainment, providing significant savings.

Pros:

  • No annual fee
  • High cash back on dining and entertainment

Cons:

  • Limited to specific categories for high rewards
  • Lower rewards on non-category purchases
Apply now →

The Capital One SavorOne Cash Rewards Credit Card is ideally suited for individuals who regularly spend on dining and entertainment, as it offers competitive cash back rates in these categories without an annual fee. Additionally, the welcome bonus enhances its appeal for new cardholders looking to maximize their rewards potential.

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