Chase Ink Business Preferred® Credit Card 2026 Review

Annual fee
$95
Rewards rate
3%-1%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:17.74%-26.74% Variable APR

  • 3%Points on the first $150,000 spent in combined annual categories
  • 1%Points on all other purchases

Welcome Bonus:

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 3 points per $1 on the first $150,000 spent in combined annual categories.

APR:

17.74%-26.74% Variable APR

The Chase Ink Business Preferred® Credit Card stands out as the top choice because it offers a substantial welcome bonus of 100,000 points, which can be incredibly valuable for businesses looking to maximize their rewards. Its flexible rewards structure allows cardholders to earn points on a variety of spending categories, making it a versatile option for business expenses.

Pros:

  • High welcome bonus
  • Flexible rewards structure

Cons:

  • Annual fee
  • High spending requirement for bonus
Apply now →

The Chase Ink Business Preferred® Credit Card is well-suited for small business owners who frequently engage in diverse spending categories and can benefit from a robust rewards program, particularly those aiming to leverage the significant welcome bonus. With a reasonable annual fee, this card may be especially appealing to businesses that prioritize earning points on travel and everyday expenses.

Frequently Asked Questions

Credit Card Calculators

Explore all Money Tools

Related Guides