Chase Sapphire Preferred® Card 2026 Review

Annual fee
$95
Rewards rate
5%-2%
Welcome Bonus
100,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on travel purchased through Chase
  • 3%Points on dining
  • 2%Points on all other travel

Welcome Bonus:

Earn 100,000 bonus points after spending $5,000 on purchases in the first three months of account opening.

Reward Rate:

Earn 5x points on travel purchased through Chase, 3x points on dining, and 2x on all other travel.

APR:

19.24%-27.49% Variable APR

The standout feature here is the Chase Sapphire Preferred's ability to earn high rewards on travel and dining, making it an excellent choice for those looking to maximize their points without a hefty annual fee.

Pros:

  • Low annual fee for a premium card
  • High rewards on travel and dining

Cons:

  • Limited to Chase Travel for maximum rewards
  • Lower earning rates on non-travel purchases
Apply now →

The Chase Sapphire Preferred® Card is well-suited for individuals who frequently spend on travel and dining, offering a competitive rewards structure and a substantial welcome bonus. With its moderate annual fee, this card can be an attractive option for those seeking to enhance their earning potential while managing costs.

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