Chase Sapphire Reserve® 2026 Review

Annual fee
$795
Rewards rate
8%-3%
Welcome Bonus
150,000 points
Apply Now →on Chase's website
Regular APR:19.49%-27.99% Variable APR

  • 8%Points on purchases booked through Chase Travel
  • 4%Points on direct flights and hotels
  • 3%Points on dining

Welcome Bonus:

Earn 150,000 points after spending $6,000 on purchases in the first three months of account opening.

Reward Rate:

Earn 8x points on purchases booked through Chase Travel, 4x points on direct flights and hotels, and 3x points on dining.

APR:

19.49%-27.99% Variable APR

What sets the Chase Sapphire Reserve apart is its exceptional earning rates on travel and dining, combined with a substantial welcome bonus that can significantly enhance your travel experiences.

Pros:

  • Generous welcome bonus
  • High earning potential on travel and dining

Cons:

  • High annual fee
  • Requires careful management to maximize benefits
Apply now →

The Chase Sapphire Reserve® is well-suited for frequent travelers and dining enthusiasts who can take full advantage of its high reward rates and substantial welcome bonus. However, the card's high annual fee may not justify the benefits for those who do not utilize its premium travel perks and earning potential.

Frequently Asked Questions

Credit Card Calculators

Explore all Money Tools

Related Guides