Citi Custom Cash® Card
Citi
- 5%Cash back on highest eligible spend category
- 1%Cash back on all other purchases
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
Earn 5% cash back on your highest eligible spend category each billing cycle, up to $500, and 1% on all other purchases.
The Citi Custom Cash® Card was known for its unique ability to adapt to cardholders' spending habits, offering 5% cash back on the highest eligible category. Although it is no longer accepting new applications, it remains a valuable option for existing cardholders.
Pros:
- No annual fee
- Flexible cash back categories
Cons:
- Discontinued for new applicants
- Limited to $500 per category
The Citi Custom Cash® Card is well-suited for existing cardholders who want a flexible rewards structure that adjusts to their spending patterns, particularly those who frequently spend in a category that qualifies for the 5% cash back. While new applications are no longer accepted, the card continues to offer value through its zero annual fee and cash back potential for its current users.