- 5%Cash back on top eligible spend category
- 1%Cash back on other purchases
N/A
Earn 5% cash back on your top eligible spend category each billing cycle (on up to $500 spent), and 1% on other purchases.
17.74%-27.99% Variable APR
This card shines for its unique ability to adapt to your spending habits, automatically rewarding you with 5% cash back on your highest spending category each month. Although it is no longer accepting new applications, it remains a valuable tool for existing cardholders looking to maximize their cash back.
Pros:
- No annual fee
- Flexible rewards structure
Cons:
- No longer accepting new applications
- Limited to top spending category
The Citi Custom Cash Card is best suited for individuals who prefer a flexible rewards structure that aligns with their spending patterns, particularly those who frequently spend in specific categories. With no annual fee and the ability to earn 5% cash back on their top spending category each month, it offers a compelling option for existing cardholders who want to enhance their rewards without incurring additional costs.