Annual fee
$0
Rewards rate
N/A
Welcome Bonus
N/A
Apply Now →on Citi's website
Regular APR:0% intro APR for 12 months on purchases; 0% intro APR for 21 months on balance transfers; thereafter 16.49%-27.24% Variable APR
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
N/A
APR:
0% intro APR for 12 months on purchases; 0% intro APR for 21 months on balance transfers; thereafter 16.49%-27.24% Variable APR
What sets the Citi® Diamond Preferred® Card apart is its ultra-long 0% intro APR on balance transfers and purchases, making it a prime choice for those focused on paying down existing debt without incurring interest.
Pros:
- Long intro APR periods
- No annual fee
Cons:
- No rewards on spending
- Best for debt consolidation only
The Citi® Diamond Preferred® Card is particularly suitable for individuals looking to manage their existing debt or make significant purchases without the burden of interest, thanks to its extended 0% intro APR on balance transfers and purchases. However, those seeking rewards or bonuses may want to consider other options, as this card does not offer a rewards program or welcome bonus.