Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
$200
Apply Now →on Citi's website
Regular APR:17.49%-27.49% Variable APR
- 2%Cash back on all purchases (1% when you buy and 1% when you pay)
Welcome Bonus:
New applicants for the Citi Double Cash® Card can currently earn a $200 cash back bonus after spending $1,500 on purchases within the first 6 months of account opening.
Reward Rate:
Earn 2% cash back on purchases: 1% when you buy and 1% as you pay.
APR:
17.49%-27.49% Variable APR
The Citi Double Cash® Card is a strong contender for those who want a straightforward cash back experience, rewarding users for both purchases and payments.
Pros:
- Unlimited 2% cash back on all purchases
- No annual fee
Cons:
- Requires payment to earn full cash back
- Higher spend requirement for welcome bonus
The Citi Double Cash® Card is well-suited for individuals seeking a simple and effective cash back rewards structure without an annual fee. Its dual reward system appeals to those who value earning rewards on both purchases and timely payments, making it a practical choice for a wide range of consumers.