Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
$200
Apply Now →on Citi's website
Regular APR:18.49%-28.74% Variable APR
- 2%Cash back on all purchases
Welcome Bonus:
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months.
Reward Rate:
Earn 1% cash back on purchases and an additional 1% as you pay for them.
APR:
18.49%-28.74% Variable APR
The Citi Double Cash® Card is a popular choice for its flat-rate cash back of 2% on all purchases, making it ideal for those who want a simple rewards structure without the hassle of tracking categories.
Pros:
- Unlimited 2% cash back
- No annual fee
Cons:
- Requires timely payments for full rewards
- No sign-up bonus for existing customers
The Citi Double Cash® Card is well-suited for individuals seeking a straightforward cash back reward system, offering 2% on all purchases without the need for category tracking. Its $0 annual fee and welcome bonus make it an attractive option for those looking to maximize rewards on everyday spending while maintaining flexibility.