- 2%Cash back on all purchases
New applicants for the Citi Double Cash® Card can currently earn a $200 cash back bonus after spending $1,500 on purchases within the first 6 months of account opening.
Earn unlimited 2% cash back on every purchase: 1% when you buy and 1% as you pay.
17.49%-27.49% Variable APR
The Citi Double Cash® Card shines for its simplicity and high flat-rate cash back on all purchases, making it an excellent choice for those who prefer straightforward rewards without the hassle of tracking categories.
Pros:
- Unlimited cash back on all purchases
- No annual fee
Cons:
- Requires payment to earn full rewards
- No bonus categories
The Citi Double Cash® Card is well-suited for consumers who seek a straightforward cash back rewards structure without an annual fee, making it ideal for those who want to maximize their earnings on everyday purchases. Its flat-rate cash back and welcome bonus further enhance its appeal for individuals looking for a no-fuss credit card option.