Annual fee
$0
Rewards rate
0%-0%
Welcome Bonus
N/A
Apply Now →on Citi's website
Regular APR:25.99%-26.74% Variable APR
- No rewards breakdown available
Welcome Bonus:
N/A
Reward Rate:
The Citi® Secured Mastercard® does not offer traditional purchase rewards.
APR:
25.99%-26.74% Variable APR
The Citi® Secured Mastercard® is designed to help build or rebuild credit history with a $0 annual fee. It requires a minimum refundable security deposit.
Pros:
- No annual fee
- Reports to all three major credit bureaus
Cons:
- No rewards
- Requires a security deposit
The Citi® Secured Mastercard® is suitable for individuals looking to establish or improve their credit score, as it offers a straightforward approach to secured credit without an annual fee. However, potential users should be aware that it does not provide rewards or a welcome bonus, making it a basic option primarily focused on credit building.