Discover it® Secured Credit Card 2026 Review

Annual fee
$0
Rewards rate
1.5%-1.5%
Welcome Bonus
Cashback Match
Apply Now →on Discover's website
Regular APR:26.49% Variable APR

  • 1.5%Cash back on all purchases

Welcome Bonus:

Discover automatically matches every dollar of cash back you earn in your first 12 months.

Reward Rate:

The Discover it® Secured Credit Card allows you to earn unlimited flat-rate cash back while building or rebuilding your credit.

APR:

26.49% Variable APR

The Discover it® Secured Credit Card is designed to help you build or rebuild your credit without giving up on cash back. It features a straightforward rewards structure and a robust first-year match.

Pros:

  • No annual fee
  • Cashback Match at the end of the first year

Cons:

  • Requires a security deposit
  • Limited to cash back rewards
Apply now →

The Discover it® Secured Credit Card is a suitable option for individuals looking to establish or improve their credit score while also earning cash back rewards. With no annual fee and a straightforward rewards structure, it appeals to those who want to benefit from responsible credit use without incurring additional costs.

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