Discover it® Student Cash Back 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
Cashback Match
Apply Now →on Discover's website
Regular APR:16.49%-25.49% Variable APR

  • 5%Cash back on rotating categories each quarter
  • 1%Cash back on all other purchases

Welcome Bonus:

Discover matches all the cash back earned in the first year, doubling the rewards.

Reward Rate:

Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly limit, plus 1% on all other purchases.

APR:

16.49%-25.49% Variable APR

The Discover it® Student Cash Back card stands out as the top choice because it offers a unique Cashback Match feature that doubles the cash back earned in the first year, making it an excellent option for students looking to maximize their rewards while building credit.

Pros:

  • High cash back potential with rotating categories
  • Cashback Match doubles rewards in the first year

Cons:

  • Requires activation of rotating categories
  • Limited to $1,500 in purchases per quarter for 5% cash back
Apply now →

The Discover it® Student Cash Back card is well-suited for students seeking to build their credit history while earning rewards on everyday purchases, particularly those who can take advantage of the card's 5% cash back in rotating categories and the Cashback Match feature in the first year. With no annual fee, it provides a cost-effective way to gain financial benefits during the college years.

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